Stop Paying Credit Card Fees—EVER AGAIN

STOP Giving Away Profits — Keep 100% of What You Earn.

We eliminate your processing fees—forever. You didn’t build your business to bleed profits.

Sell $100. Keep $100.

No fees. No middlemen. Just pure profit.

Get Paid. Anywhere. Anytime. No Excuses.

Online, in-store, or on the go.

CELER Merchants

has a solution for every situation. From swipes to clicks to QR codes

—we process everything, everywhere.

One system.

Zero friction.

In Person

Turn your counter into a cash machine.

When customers are ready to swipe, tap, or dip, you’re ready to collect—no fees, no friction. Our Wi-Fi EMV Quick Chip machine makes transactions lightning fast and bulletproof.

Credit cards? You pay nothing. Zilch.
Debit? Just 1.50% + 25¢ per sale.

Stop losing money at the register. Take control of every in-person sale like a boss.

Online

No card reader? No problem.

Turn any device into a money-making machine. Our Virtual Terminal lets you accept payments without a physical card or device— just log in and get paid.

Perfect for phone orders, remote billing, or on-the-fly sales.. Secure, fast, and works anywhere you’ve got Wi-Fi.

You’re in business. Act like it.

On The Go

Business doesn’t stop—and neither do you.

Whether you’re in a truck, on the floor, or out closing deals, our mobile app lets you take payments anytime, anywhere.

Accept credit and debit from your phone—no hardware needed.
Fast, secure, and built for businesses that move.

You run your business on the go. Now get paid like it.

Features

Everything You Need to Get Paid—Anywhere, Anytime.

CELER Merchants gives you both physical terminals and virtual tools to take payments any way, anywhere.

In-store, online, or on the go—you’re covered. Always.

Card-present or not, we’ve got your back.

Built to work hard, scale fast, and never miss a transaction.

Virtual terminal

Generate payment link

Punch in the amount, generate a link, and send it anywhere—email, text, social, whatever. Your customer clicks. You get paid. Zero excuses.

Send invoice

Email. Invoice. Paid. Fast. Generate sleek, professional invoices right from the dashboard. Forget chasing checks—this is real-time billing built for closers.

Handle recurring payments

Lock in revenue. Like clockwork. Set it once. Get paid again. And again. Recurring charges are handled automatically—you focus on scaling, we handle the billing.

Keep cards on file

Charge returning customers in seconds. Once a card’s saved, it’s game over. Tap it. Charge it. Move on. No re-entry. No hold-ups. More speed = more money.

Terminal

Wi-Fi EMV Quick Chip

Accept credit and debit payments anywhere with our portable, Wi-Fi-enabled chip reader. Fast, secure, and built for businesses that move fast and don’t have time for tech headaches.

No wires. No limits. Just money in your account.

Contactless payment

No Touch. No Delay. Just Paid. Give your customers the freedom to pay with a tap—Apple Pay, Google Pay, NFC. Zero friction = faster checkout and higher sales.

Make your point-of-sale a point of profit.

Exclusive

The Dual-Pricing Program

Put your profits first—with a compliant, transparent solution.

0% processing fee

Keep 100% of Your Credit Card Sales—Every Time.

Say goodbye to processing costs. Our compliant dual pricing model allows you to eliminate credit card fees while giving your customers full transparency.

You charge. They pay. You keep it all.
Fully legal. Seamless implementation.

More revenue in your pocket. No fine print. No compromise.

Win for Customer

Customers can avoid processing fees, too.

Want to skip the fees? They can, too.

Give customers the option to save by paying with a debit card, cash, or check—while you keep more of your hard-earned revenue.

Full transparency. Zero pressure.
They choose how to pay—you keep control.

Same workflow

No change in how you accept credit cards.

Get Paid the Same Way—Just Keep More of It.

You don’t have to change a thing.
Run credit card transactions like you always have—but now you keep 100% of the revenue instead of losing it to processing fees.

No new steps. No new systems. Just more money.

3 Simple Steps to Stop Paying Credit Card Fees

Launch our compliant Dual Pricing program and keep 100% of your revenue—starting today.

Take home every dollar from every credit card sale.

No change to how you accept payments. No extra work. Just more profit.

step 1

Enroll with CELER Merchants

Sign up in minutes. No hidden fees. No complicated paperwork.

Just a smart move toward better margins.

step 2

Display Dual Pricing Notice

We’ll give you the exact signage you need—compliant, clear, and customer-friendly.

Stay legal. Stay transparent. Keep every dollar.

step 3

Accept Payments with Your EMV Terminal


Plug in. Power up. Start accepting card payments like before—but this time, without losing a cent.

More words from our customers

Jasmine Holt
Jasmine Holt
Urban Grind Café
"Celer Merchants completely transformed how we handle payments. What used to take us hours is now done in minutes. Fast, secure, and easy to use - couldn't ask for more!"
Devon Carter
Devon CarterNextWave Auto Repair
"Switching to Celer was a game changer. We saved a ton in processing fees and the onboarding process was smoother than I expected. Their team actually cares about your business."
Priya Malhotra
Priya MalhotraBloom Holistic Spa
“From the very first call, the team at Celer made us feel supported. Their system integrated seamlessly with our booking platform, and our clients noticed the difference.”
Antonio Reyes
Antonio ReyesGreenOak Landscaping
“We were skeptical at first, but after seeing the savings and improved reporting, we’re all in. Celer is the real deal. Highly recommend for any business that’s serious about growth.”
Lena Brooks
Lena BrooksPure Pet Wellness
“The training, the service, the system — all five stars. Our front desk staff picked it up immediately, and the customer support is next level. Celer made our lives easier.”

Frequently ask questions

What level of customer support can I expect?

We offer 24/7, 365-day-a-year support with a toll-free customer support number that is accessible at all times. Whether you have questions about tech, billing, deposits, or anything else, we've got you covered. You are guaranteed not to wait on hold for more than 5 minutes. Additionally, our equipment provides you with the ability to request customer support directly on the screen, eliminating the need to make a phone call.

We do not have any hidden fees; everything is transparent and upfront. If you choose our traditional plan, you will pay 2.69% per transaction. Alternatively, if you opt for our Zero Fee plan, you will pay 0.00% per transaction. Our equipment is always provided free of charge, so there is no need to lease, purchase, or pay a monthly rental fee. However, it's important to note that we do have fees for additional services and software. We believe in 100% transparency, so you can find our full disclosure in the page footer

Once we receive your equipment, we will be notified, and our Customer Service department will give you a call to assist in activating your pre-programmed equipment. The activation process typically takes around 2 to 10 minutes, depending on the equipment type and the quantity of devices. Our equipment is fully plug-and-play. Alternatively, you can also reach out to our tech support number, which will be provided in the parcel once it's received. When can I expect deposits into my bank account?

One thing that sets us apart from most others is that with CELER Merchants, you can receive your deposits on the same day. Yes, you read that correctly – if you process $10,000 today, you will receive $10,000 that same evening. While some industries may not qualify for same-day funding, the longest you will have to wait is 24-48 hours.

We handle processing costs a bit differently. We provide you with full autonomy to choose whether you want to absorb the transaction fees and pay a small fee to start accepting your customers' cards with our traditional plan. Alternatively, you can opt for our zero-fee plan, where our POS equipment will display both cash prices and card prices, allowing you to pass the small transaction fee to your customers. In most cases, 99.9% of customers will have no problem paying a few extra cents to use their credit card.

Our online sign-up process allows you to select one piece of equipment at a time. However, upon signing up, we will promptly email you with the option to choose an additional piece of equipment. You just need to email us to let us know, and we will ship all selected pieces of equipment at the same time. If you want more than one piece of equipment, some conditionals apply* See TOS below.

There is absolutely no catch when it comes to our free equipment. You will never need to purchase, lease, or rent your equipment with CELER Merchants. Not only that, it is the absolute best equipment on the market today. It is highly advanced, with multiple features and an entire app store, just like your mobile smartphone.

Here at CELER Merchants, not only is the equipment free, but there are also no long-term commitments. You won't have to sign a 36-month contract like with most other processors out there. We offer a month-to-month agreement. When you are done with the equipment, simply send it back – that's all we ask.

You can switch pricing plans anytime you want. For instance, if you select the zero-fee plan initially and later decide that you'd prefer to absorb the cost of transactions yourself, you can make that change. Similarly, if you start with the traditional plan and later decide you'd like to save thousands of dollars each year, you can always switch to our dual pricing program.

We will never conduct a hard credit check here. You will not lose any credit points when signing up with CELER Merchants. We will only perform a soft check to verify your identity and banking information, ensuring we know where to deposit your funds

Signing up is very simple and easy. All you need to do is click "Sign Up Now" anywhere on this page. You will then be prompted to select your equipment type. Once you've selected your free equipment, you will be prompted to choose your plan, either traditional or zero-fee processing. Then, you will provide a few details about your business. The whole process takes only 5 minutes.

Didn’t find your answer?

Ask us directly

CELER Merchants can do more

Savings

We help businesses save thousands of dollars by eliminating credit card processing fees.

Coverage

Celer Merchants Solutionoperates by being legally compliant in 48 states.

Payment kit

Cool new signage, receipt paper, and more. Everything you need to run your business with compliance.

Get Started

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Why Celer Merchants?

Call CELER Merchants

888-705-7896