对账单上的每一笔费用，通常 4 小时内说清楚
处理对账单本来就设计得让人看不懂。我们的做法是让真人逐行阅读您的对账单，用大白话告诉您每一分钱究竟去了哪里——通常 4 小时内回复给您，而不是其他人所说的二十四小时。
- 基于真实总额计算出的您的真实实际费率
- 每一笔费用都被识别出来，说明由谁收取、为什么收取
- 把可协商的费用与真正固定不变的成本区分开
- 与一个结构合理的账户进行并排对比
- 每月和每年的具体差额
- 无论是否更换服务商，报告都归您所有
第 1 步，共 4 步 · 大约需要 40 秒
What the report looks like
This is an anonymised sample with made-up numbers, so you can see the format before you send anything. Your report uses your own statement totals.
| Line on the statement | What it is | Who keeps it | Amount | Our note |
|---|---|---|---|---|
| MC/VI QUAL CR | Card-brand interchange | Card issuers and networks | $1,412.08 | Fixed cost |
| NQ SURCHG ADJ | “Non-qualified” downgrade | Processor | $318.72 | Markup — challenge |
| SVC CHG - MTHLY | 月度对账单费 | Processor | $29.95 | Pure margin — challenge |
| PCI NC FEE | PCI 不合规费 | Processor | $99.00 | Often avoidable by completing the PCI questionnaire |
| BTCH/STL ITEM | Batch and settlement items | Processor or gateway | $62.40 | Often negotiable |
| ANNL ACCT MAINT | Annual maintenance, billed monthly | Processor | $14.95 | Pure margin — challenge |
- Card volume
- $68,000
- 总费用
- $1,937.10
- Effective rate
- 2.85%
- Fees we would challenge
- $525.02 /mo
Sample only. Made-up numbers. What you can actually save depends on your card mix, ticket size, volume and the offers providers make.
The provider pays us. You never get a bill from us.
We charge you nothing. We are paid by the payment provider you choose, generally as a share of the processing margin on your account, for as long as the account stays active. Arrangements differ between providers, and we will tell you the nature of ours on your account if you ask.
四个步骤，您可以随时叫停
您发送对账单
一份最近的对账单，所有页面。我们会提供安全的上传链接。
我们来解读
由真人分析师，而不是自动化工具，逐行识别并归类每一项费用。
您收到报告
4 小时内送达，用大白话说明，附上计算过程。
由您决定
更换服务商、拿去和现有服务商谈判，或者什么都不做。我们不会追着您施压。
Same free analysis, read for your kind of business
Restaurant statement analysis
CPS/Restaurant vs downgrades, tip-adjustment timing, delivery-app commissions and PCI/statement fees, read line by line.
See what we look forRetail statement analysis
CPS/Retail vs keyed-entry rates, debit routing, and returns and chargeback exposure, read line by line.
See what we look for对账单分析常见问题
一份最近的月度处理对账单——所有页面，包括费率表。PDF 或清晰的照片都可以。如果您找不到，我们会准确告诉您从服务商的后台哪里下载。
真的。无论您是否更换服务商，分析报告都归您所有。有些商户会拿着报告回去和现有服务商谈判——这也是一种合理的结果，我们同样认为这份工作是值得的。
未经您书面同意，绝不会联系。除非您决定更换，否则您的账户不会有任何变化。
通常不到 4 小时。多数当天就能拿到结果。
Then we tell you so, in writing, and you keep the report.