使用条款

1. 我们是谁，我们做什么

CELER Merchants 是一家独立的商户服务代理商和转介合作方。我们不是银行、支付处理机构、收单行或货币服务企业。我们不持有、传输或结算资金。

我们的职责是审查您当前的支付成本，向支付服务商获取有竞争力的报价，向您展示这些报价，协助办理开户和设备事宜，并在此后为该合作关系提供支持。您开立的任何商户账户都是您与发行该账户的服务商之间的合同。该服务商负责核保、审批、定价、放款和结算该账户，其协议——而非本页面——规范您的支付处理事务。

2. 我们的报酬方式（转介披露）

我们不向您收取任何费用。我们的报酬由您选择的支付服务商支付，通常按您账户处理利润的一定比例计算，只要账户保持活跃就会定期支付。不同服务商之间的报酬安排有所不同。

如您要求，我们会披露我们在您账户上的报酬安排的性质。由于无论您选择哪家服务商，我们获得的报酬基本相当，因此我们没有经济动机引导您选择特定服务商——但您仍应阅读此披露内容并自行判断。

我们不从设备租赁中获取佣金，也不安排不可取消的长期设备租赁。

3. 非专业意见

本网站上的任何内容均不构成法律、税务、会计、财务或监管方面的意见。关于附加费、双重定价、PCI DSS、隐私法、信托账户和消费者保护的内容均为一般性信息，会因司法管辖区和时间不同而变化。请在采取行动前向合格的法律顾问核实您所在州或省的最新要求。

4. 估算、基准和示例

• 节省计算器会根据您输入的数据生成一个示意性预测。它并不了解您的卡种结构、平均客单价、行业风险状况或当前的费用表。
• 基准范围、实际费率表和行业统计数据是我们从审查过的对账单中得出的观察结果。它们并非承诺，您的实际结果可能超出这些范围。
• 案例研究是根据我们所遇到的常见情况整理的综合示例，除非明确注明为某位具名客户并经其许可。
• 客户证言仅在获得评价人许可后才会发布。本网站上残留的任何占位内容都会明确标注为占位内容，并不代表真实客户。

本网站上的任何内容均不构成定价要约。定价只有在审查您的对账单后才会给出报价，并须经服务商核保和审批。

5. 免费对账单分析

• 该分析是免费的，不附带任何义务，无论您是否继续办理，都归您所有。
• 这是我们仅根据您所提供文件作出的专业意见。不完整的对账单会得出不完整的分析。
• 未经您的书面指示，我们不会联系您现有的服务商。
• 您有责任对不希望发送的内容进行涂黑处理。请勿发送完整的银行卡号；我们既不需要也不希望获得这些信息。

6. 本网站的可接受使用方式

您同意不进行以下行为：抓取、以给服务造成负担的频率爬取，或复制本网站的大量内容；对其进行逆向工程或干扰其运行；通过其表单提交虚假或误导性信息；使用其传播恶意软件；或以违反适用法律的方式使用本网站。

7. 知识产权

网站内容、结构、文字和设计归 CELER Merchants 所有，并受版权保护。您可以在注明出处并附链接的情况下引用简短摘录。第三方商标——包括 Visa、Mastercard、American Express、Discover、Interac、Apple Pay、Google Pay、Clover、PAX、Verifone、Ingenico、QuickBooks、Xero 和 Shopify——归其各自所有者所有，出现于此仅为标识用途，不暗示任何关联、赞助或认可关系。

8. 第三方网站及服务

我们链接到我们并不控制的服务商门户、评价平台和地图服务。我们不对其内容、可用性、定价或做法负责。

9. Who these protections cover

In these terms, the "Protected Parties" are Celer Merchants Corporation, a Wyoming corporation; its parent companies, subsidiaries, affiliates and brands (including CELER Merchants, CELER Funding and Conqueror Capital); and each of their shareholders, directors, officers, employees, contractors, agents, successors and assigns. Every protection given to "we" or "us" in these terms applies to each Protected Party, and each of them may enforce it.

10. No warranties

To the fullest extent permitted by law, this website, its content, tools, estimates and any free analysis are provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, availability and non-infringement. Third-party content (including news headlines, lender and processor information, and market data) is provided for convenience only and is not verified or endorsed by us.

11. Limitation of liability

To the fullest extent permitted by law, no Protected Party is liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, revenue, savings, data, goodwill or business opportunity, however caused and on any theory of liability, even if advised of the possibility. The Protected Parties' total combined liability for all claims relating to this website, these terms or our services is limited to the greater of (a) the fees you actually paid us in the three months before the event giving rise to the claim, or (b) USD $100 (or CAD $100 for users in Canada). No Protected Party is liable for the acts, omissions, decisions, fees, holds, reserves, approvals or declines of any lender, processor, bank, card network, advertising platform or other third party.

12. No personal liability

You agree that any claim may be brought only against Celer Merchants Corporation (or the specific affiliate you contracted with), and not personally against any shareholder, director, officer, employee or agent of any Protected Party, except where applicable law does not permit this limitation.

13. Indemnity

You will defend, indemnify and hold harmless each Protected Party from all claims, losses, liabilities, penalties, fines, judgments, settlements and costs (including reasonable legal fees) arising from your use of this website or our services, information you provide, your breach of these terms, or your violation of any law or third-party right.

14. Disputes, arbitration and class-action waiver

Business users in the United States: any dispute relating to this website, these terms or our services will be resolved by final, binding, individual arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, seated in Sheridan, Wyoming, and governed by the Federal Arbitration Act and Wyoming law. You and we each waive any right to a jury trial and to bring or join any class, collective or representative action. Either party may bring an individual claim in small-claims court, and either party may seek injunctive relief for misuse of intellectual property. You may opt out of arbitration by emailing us within 30 days of first accepting these terms.

Users in Canada: these terms are governed by the laws of the Province of Quebec and the federal laws of Canada that apply there. Business users agree to resolve disputes by final, individual arbitration in Montreal under the Quebec Code of Civil Procedure and waive participation in any class action, to the extent permitted by law. Nothing in this section applies to a consumer where the Quebec Consumer Protection Act or other mandatory law forbids it.

Any claim must be brought within one (1) year after it arises, or it is permanently barred, to the extent permitted by law.

15. General

Force majeure. We are not responsible for delay or failure caused by events beyond our reasonable control, including outages of third-party platforms, networks, lenders or processors. Assignment. We may assign or transfer these terms, in whole or in part, including in a merger, acquisition, reorganization or sale of assets, without your consent; you may not assign them without our written consent. No third-party beneficiaries other than the Protected Parties. Survival. The sections on protections, warranties, liability, indemnity and disputes survive any termination. No reliance. You are not relying on any statement that is not in these terms or a signed written agreement. No waiver. Our failure to enforce a provision is not a waiver of it.

16. Calls and text messages

如您在我们某个表单上勾选短信同意选项，或以其他方式给予书面同意，即表示您事先明确书面同意 CELER Merchants 通过您提供的号码就您的报价、账户和我们的服务与您通话或发送短信，包括使用自动电话拨号系统、自动短信技术或预录语音。同意接收此类通信绝非购买我们或我们介绍的任何服务商产品的前提条件。

• 信息发送频率不固定。可能产生短信和数据费用。
• 回复STOP可退订任何短信；我们会确认一次并停止发送。回复HELP获取帮助，或联系 [email protected] 或 1-888-705-7896。
• 除非您要求我们更早回复，否则我们会在您当地时间上午 8 点至晚上 9 点之间发送短信。
• 对于延迟或未送达的信息，运营商不承担责任。
• 我们不会出售、出租或与第三方或关联公司共享您的手机号码或短信同意信息，供其用于营销。请参阅我们的 隐私政策。
• 此规定适用于美国和加拿大。在美国，我们遵循《电话消费者保护法》（TCPA）及适用的州级规定；在加拿大，我们遵循加拿大反垃圾邮件法（CASL）。每条短信都会表明我们的身份，您可以随时通过回复 STOP，或写信至“联系方式”部分列出的电子邮箱或邮寄地址来撤回同意；我们会及时处理，且在所有情况下均于 10 个工作日内完成。
• 如果您没有勾选该选项，我们不会向您发送营销短信。我们仍可能致电或发送电子邮件，以回复您向我们提出的请求。

17. Changes

我们可能更新本条款。页面顶部的生效日期反映最新版本，变更后继续使用本网站即视为接受该变更。

18. Severability and entire agreement

如任何条款被认定为不可执行，其余条款仍然有效。本条款连同我们的 隐私政策 和 无障碍声明，构成您与我们之间关于本网站的完整协议。

19. Contact

CELER Merchants — [email protected] · 1-888-705-7896
Canada: 1250 René-Lévesque Boulevard West, 22nd Floor, Montreal, Quebec H3B 4W8