你對帳單上的每一項費用，通常 4 小時內列明
處理對帳單天生就是要讓人看不懂。而我們是由真人逐行閱讀你的對帳單，用淺白的語言告訴你，你的錢究竟花到哪裡去了——通常 4 小時內回覆給你，而不是其他人動輒宣稱的二十四小時。
- 根據真實總額算出你的真實實際費率
- 辨識每一項費用，說明由誰收取、原因為何
- 區分可議價項目與真正的固定成本
- 與結構正確的帳戶並列比較
- 每月與每年的實際金額差異
- 無論你是否轉換，報告都歸你所有
第 1 步 / 共 4 步 · 約需 40 秒
What the report looks like
This is an anonymised sample with made-up numbers, so you can see the format before you send anything. Your report uses your own statement totals.
| Line on the statement | What it is | Who keeps it | Amount | Our note |
|---|---|---|---|---|
| MC/VI QUAL CR | Card-brand interchange | Card issuers and networks | $1,412.08 | Fixed cost |
| NQ SURCHG ADJ | “Non-qualified” downgrade | Processor | $318.72 | Markup — challenge |
| SVC CHG - MTHLY | 每月對帳單費 | Processor | $29.95 | Pure margin — challenge |
| PCI NC FEE | PCI 不合規費 | Processor | $99.00 | Often avoidable by completing the PCI questionnaire |
| BTCH/STL ITEM | Batch and settlement items | Processor or gateway | $62.40 | Often negotiable |
| ANNL ACCT MAINT | Annual maintenance, billed monthly | Processor | $14.95 | Pure margin — challenge |
- Card volume
- $68,000
- 總費用
- $1,937.10
- Effective rate
- 2.85%
- Fees we would challenge
- $525.02 /mo
Sample only. Made-up numbers. What you can actually save depends on your card mix, ticket size, volume and the offers providers make.
The provider pays us. You never get a bill from us.
We charge you nothing. We are paid by the payment provider you choose, generally as a share of the processing margin on your account, for as long as the account stays active. Arrangements differ between providers, and we will tell you the nature of ours on your account if you ask.
四個步驟，你隨時都可以停下來
你寄出
一張最近的對帳單，所有頁面。我們會提供安全上傳連結。
我們閱讀
由真人分析師處理，不是自動化工具。每一行都會被辨識並分類。
你收到報告
4 小時內送達，語言淺白，並附上計算過程。
你來決定
轉換供應商、與目前的供應商議價，或什麼都不做。我們不會事後追著你施壓。
Same free analysis, read for your kind of business
Restaurant statement analysis
CPS/Restaurant vs downgrades, tip-adjustment timing, delivery-app commissions and PCI/statement fees, read line by line.
See what we look forRetail statement analysis
CPS/Retail vs keyed-entry rates, debit routing, and returns and chargeback exposure, read line by line.
See what we look for對帳單分析常見問題
一張最近的月度處理對帳單——所有頁面都要，包括費率表。PDF 或清晰的照片皆可。如果你找不到，我們會告訴你確切該去供應商的入口網站哪裡下載。
是的。不論你是否轉換，分析報告都歸你所有。有些商戶會拿著它回去和目前的供應商議價——這也是一個合理的結果，我們仍然認為這份工夫值得。
未經你書面同意，絕不會聯絡。除非你決定轉換，否則你的帳戶不會有任何變動。
通常在 4 小時以內完成，大多數當天就能拿到結果。
Then we tell you so, in writing, and you keep the report.