使用條款

1. 我們是誰及我們做什麼

CELER Merchants 是獨立商戶服務代理及轉介夥伴。我們並非銀行、支付處理商、收單銀行，亦非匯款服務業者。我們不持有、傳輸或結算資金。

我們的角色是檢視你目前的收單成本、向支付供應商取得競爭報價、呈交這些報價、協助辦理帳戶開立及設備安裝，並在其後支援這段合作關係。你所開立的任何商戶帳戶，都是你與發卡供應商之間的合約。該供應商負責核保、批核、定價、撥款及結算你的帳戶，你的收單服務由該供應商的協議規範——而非本頁面。

2. 我們如何獲得報酬（轉介披露）

我們不會向你收取任何費用。我們的報酬由你所選擇的支付供應商支付，通常為你帳戶收單利潤的一個分成，只要帳戶維持啟用狀態，便會定期支付。不同供應商的報酬安排各有不同。

我們會應要求披露你帳戶適用的報酬安排性質。由於無論你選擇哪家供應商，我們獲得的報酬基準大致相若，因此我們並無經濟誘因引導你選擇特定供應商——但你仍應閱讀此披露並自行評估。

我們不會就設備租賃收取佣金，亦不會安排不可取消的長期設備租賃。

3. 並非專業意見

本網站上的任何內容均不構成法律、稅務、會計、財務或監管方面的意見。有關附加費、雙重定價、PCI DSS、隱私法、信託帳戶及消費者保護的內容，僅為一般資訊，會因司法管轄區及時間而變動。行動前請向合資格的專業顧問確認你所在州或省的最新規定。

4. 估算、基準及範例

• 節省計算器會根據你輸入的數字，產生示意性的預測。它並不知道你的刷卡組合、平均消費金額、行業風險狀況或目前的費用表。
• 基準範圍、實際費率表及行業統計數字，是我們檢視對帳單所得出的觀察結果。這些並非承諾，你的結果可能落於範圍之外。
• 本網站上所示的案例研究，除非經明確標明取得具名客戶授權，否則均為說明我們所遇到模式的綜合案例。
• 推薦見證僅在獲得評論者授權後刊登。本網站上任何仍存在的佔位內容均已清楚標明，並不代表真實客戶。

本網站上的任何內容均不構成價格要約。報價僅於審視你的對帳單後提供，且須經供應商核保及批核。

5. 免費對帳單分析

• 此分析為免費提供，不附帶任何義務，無論你是否繼續合作，都屬於你所有。
• 這僅為我們根據你所提供文件所作出的專業意見。不完整的對帳單只能產生不完整的分析。
• 未經你書面指示，我們不會聯絡你目前的供應商。
• 你須自行負責遮蓋任何你不希望傳送的內容。請勿傳送完整卡號；我們既不需要也不希望收到。

6. 本網站的可接受使用方式

你同意不會：以造成服務負擔的速率抓取、爬取或重製本網站的大量內容；對其進行逆向工程或干擾其運作；透過表格提交虛假或具誤導性的資訊；利用本網站傳播惡意軟件；或以違反適用法律的方式使用本網站。

7. 知識產權

網站內容、結構、文字及設計由 CELER Merchants 擁有，並受版權保護。你可在註明出處及附上連結的情況下引用簡短摘錄。第三方商標——包括 Visa、Mastercard、American Express、Discover、Interac、Apple Pay、Google Pay、Clover、PAX、Verifone、Ingenico、QuickBooks、Xero 及 Shopify——均屬其各自擁有者所有，於此僅作識別之用。不代表任何關聯、贊助或認可關係。

8. 第三方網站及服務

我們連結至我們並不控制的供應商入口網站、評價平台及地圖服務。我們對其內容、可用性、定價或做法概不負責。

9. Who these protections cover

In these terms, the "Protected Parties" are Celer Merchants Corporation, a Wyoming corporation; its parent companies, subsidiaries, affiliates and brands (including CELER Merchants, CELER Funding and Conqueror Capital); and each of their shareholders, directors, officers, employees, contractors, agents, successors and assigns. Every protection given to "we" or "us" in these terms applies to each Protected Party, and each of them may enforce it.

10. No warranties

To the fullest extent permitted by law, this website, its content, tools, estimates and any free analysis are provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, availability and non-infringement. Third-party content (including news headlines, lender and processor information, and market data) is provided for convenience only and is not verified or endorsed by us.

11. Limitation of liability

To the fullest extent permitted by law, no Protected Party is liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, revenue, savings, data, goodwill or business opportunity, however caused and on any theory of liability, even if advised of the possibility. The Protected Parties' total combined liability for all claims relating to this website, these terms or our services is limited to the greater of (a) the fees you actually paid us in the three months before the event giving rise to the claim, or (b) USD $100 (or CAD $100 for users in Canada). No Protected Party is liable for the acts, omissions, decisions, fees, holds, reserves, approvals or declines of any lender, processor, bank, card network, advertising platform or other third party.

12. No personal liability

You agree that any claim may be brought only against Celer Merchants Corporation (or the specific affiliate you contracted with), and not personally against any shareholder, director, officer, employee or agent of any Protected Party, except where applicable law does not permit this limitation.

13. Indemnity

You will defend, indemnify and hold harmless each Protected Party from all claims, losses, liabilities, penalties, fines, judgments, settlements and costs (including reasonable legal fees) arising from your use of this website or our services, information you provide, your breach of these terms, or your violation of any law or third-party right.

14. Disputes, arbitration and class-action waiver

Business users in the United States: any dispute relating to this website, these terms or our services will be resolved by final, binding, individual arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, seated in Sheridan, Wyoming, and governed by the Federal Arbitration Act and Wyoming law. You and we each waive any right to a jury trial and to bring or join any class, collective or representative action. Either party may bring an individual claim in small-claims court, and either party may seek injunctive relief for misuse of intellectual property. You may opt out of arbitration by emailing us within 30 days of first accepting these terms.

Users in Canada: these terms are governed by the laws of the Province of Quebec and the federal laws of Canada that apply there. Business users agree to resolve disputes by final, individual arbitration in Montreal under the Quebec Code of Civil Procedure and waive participation in any class action, to the extent permitted by law. Nothing in this section applies to a consumer where the Quebec Consumer Protection Act or other mandatory law forbids it.

Any claim must be brought within one (1) year after it arises, or it is permanently barred, to the extent permitted by law.

15. General

Force majeure. We are not responsible for delay or failure caused by events beyond our reasonable control, including outages of third-party platforms, networks, lenders or processors. Assignment. We may assign or transfer these terms, in whole or in part, including in a merger, acquisition, reorganization or sale of assets, without your consent; you may not assign them without our written consent. No third-party beneficiaries other than the Protected Parties. Survival. The sections on protections, warranties, liability, indemnity and disputes survive any termination. No reliance. You are not relying on any statement that is not in these terms or a signed written agreement. No waiver. Our failure to enforce a provision is not a waiver of it.

16. Calls and text messages

如你於我們的表格中勾選短訊同意方塊，或以其他方式提供書面同意，即代表你事先明確以書面同意 CELER Merchants 就你的報價、帳戶及我們的服務，致電及發送短訊至你所提供的號碼，包括使用自動電話撥號系統、自動短訊技術或預錄語音。同意並非向我們或我們介紹予你的任何供應商購買任何產品的條件。

• 訊息頻率各有不同。可能收取訊息及數據費用。
• 回覆STOP可退出任何短訊；我們會確認一次並停止發送。回覆HELP可獲取協助，或聯絡 [email protected] 或 1-888-705-7896。
• 除非你要求我們更早回覆，否則我們會在你所在時區的上午 8 時至晚上 9 時之間發送短訊。
• 電訊商對延遲或未能送達的訊息概不負責。
• 我們不會為第三方或關聯公司的市場推廣目的，出售、出租或分享你的行動電話號碼或短訊同意。詳見我們的隱私政策。
• 此適用於美國及加拿大。在美國，我們遵循《電話消費者保護法》（TCPA）及適用的州法規；在加拿大，我們遵循加拿大反垃圾郵件法（CASL）。每則短訊均表明我們的身份，你可隨時透過回覆 STOP，或以「聯絡我們」一節所列的電郵或郵寄地址致函，撤回同意；我們會迅速處理，並在所有情況下於 10 個工作天內完成。
• 如你未曾勾選該方塊，我們不會向你發送市場推廣短訊。我們仍可能致電或電郵你，以回覆你向我們提出的請求。

17. Changes

我們可能會更新本條款。頁首所示的生效日期反映最新版本，變更後繼續使用本網站即視為接受。

18. Severability and entire agreement

如任何條款被裁定為無法執行，其餘部分仍然有效。本條款連同我們的隱私政策及無障礙聲明，構成你與我們之間就本網站的完整協議。

19. Contact

CELER Merchants — [email protected] · 1-888-705-7896
Canada: 1250 René-Lévesque Boulevard West, 22nd Floor, Montreal, Quebec H3B 4W8