Credit card processing in Kelowna, BC
Kelowna is the centre of the Okanagan, where wineries, lake resorts and summer tourism dominate, with ski hills nearby in winter.
Kelowna business, from Downtown Kelowna to Pandosy Village
Wineries sell through tasting rooms and clubs, and downtown and the waterfront hold restaurants and shops.
Summer visitors from Alberta and the US swell volume, and retirees make up a large share of residents.
Business districts: Downtown Kelowna · Pandosy Village · West Kelowna wine country · Mission · Rutland · Big White nearby
Commercial corridors: Bernard Avenue · Pandosy Street · Harvey Avenue · Springfield Road · Lakeshore Road · Ellis Street
Card fees and the law in Kelowna
Under FCAC's national guidance, lakefront restaurants in Kelowna can pass on credit card costs up to 2.4% or cost, whichever is lower, once the processor has written notice and customers are told before paying; never on debit or prepaid.
Province-by-province surcharge table · confirm current rules before acting
Which pricing suits wineries?
Wineries need club billing and card-on-file. Summer businesses need no winter minimums. Ski shops need pre-authorizations.
POS for lakefront restaurants, ski rental shops and more
- Wineries
- Tasting-room POS and club billing, set up around how wineries in Kelowna sell.
- Lakefront restaurants
- Tip adjustment, set up around how lakefront restaurants in Kelowna sell.
- Ski rental shops
- Pre-authorizations, set up around how ski rental shops in Kelowna sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Before you call: Kelowna answers
With consent and account updater.
For lakefront restaurants: No monthly minimums.
Under FCAC's national guidance, lakefront restaurants in Kelowna can pass on credit card costs up to 2.4% or cost, whichever is lower, once the processor has written notice and customers are told before paying; never on debit or prepaid.
For wineries: Yes, international fees apply.