Merchant services across Quebec
CELER Merchants is an independent agent. We shop every processor we work with against your statement and bring you the best deal available to a business in Quebec — then set it up and stay on it.
- ✓ 107 communities served
- ✓ CAD settlement
- ✓ Open 24/7
Quebec's Consumer Protection Act restricts several fee-passing practices that are legal elsewhere in Canada, and Law 25 imposes the strictest privacy obligations in the country. Surcharge and dual pricing programs have to be built for Quebec specifically, not copied from a national template.
One statement, every provider shopped
A processor's rep can only sell you their product. We are not tied to one bank, one platform or one price book.
Send us a recent statement. We read every line, work out your true effective rate, then take your profile to the processors, acquirers, gateways and POS vendors we work with and make them compete for it. You see what came back, including the deals we did not recommend and why.
If your current pricing is already good, we say so in writing and you keep the analysis. That happens on roughly one statement in eight.
What a Quebec account includes
- Free statement analysis, every fee labelled, back within 4 hours
- Quotes gathered from multiple providers, not one price book
- Pricing structured to your card mix — interchange-plus, flat rate or compliant dual pricing
- POS and terminals programmed before they ship
- Next-business-day funding in CAD
- PCI compliance completed with you at no charge
- Documented exit fees covered up to $1,000
- A named human on your account, reachable any hour
Communities we serve across Quebec
Onboarding, analysis and support run remotely, so where you are does not change what you get.
Montreal · Quebec City · Laval · Gatineau · Longueuil · Sherbrooke · Saguenay · Lévis · Trois-Rivières · Terrebonne · Saint-Jean-sur-Richelieu · Repentigny · Brossard · Drummondville · Saint-Jérôme · Granby · Blainville · Saint-Hyacinthe · Shawinigan · Dollard-des-Ormeaux · Rimouski · Châteauguay · Victoriaville · Saint-Eustache · Rouyn-Noranda · Salaberry-de-Valleyfield · Boucherville · Sorel-Tracy · Vaudreuil-Dorion · Côte-Saint-Luc · Saint-Georges · Mascouche · Mirabel · Sept-Îles · Alma · Beloeil · Val-d'Or · Baie-Comeau · Thetford Mines · Magog · Joliette · Pointe-Claire · Kirkland · Boisbriand · Saint-Bruno-de-Montarville · Sainte-Julie · Chambly · Candiac · La Prairie · L'Assomption · Varennes · Gaspé · Matane · Amos · Sainte-Thérèse · Saint-Constant · Deux-Montagnes · Sainte-Catherine · Beaconsfield · Mont-Royal · Westmount · Saint-Lambert · Rosemère · Lorraine · Bois-des-Filion · Mont-Saint-Hilaire · Otterburn Park · Saint-Basile-le-Grand · Contrecoeur · Sainte-Marie · Montmagny · La Malbaie · Baie-Saint-Paul · Donnacona · Saint-Raymond · Portneuf · Trois-Pistoles · Rivière-du-Loup · Kamouraska · Dolbeau-Mistassini · Roberval · Chibougamau · La Tuque · Louiseville · Nicolet · Bécancour · Plessisville · Princeville · Coaticook · Lac-Mégantic · Windsor · Asbestos · Cowansville · Bromont · Farnham · Saint-Rémi · Napierville · Huntingdon · Ormstown · Saint-Sauveur · Sainte-Adèle · Sainte-Agathe-des-Monts · Mont-Tremblant · Saint-Donat · Rawdon · Berthierville · Sainte-Anne-des-Plaines
Not listed? We serve every community in Quebec. Tell us where you are.
Commercial corridors we cover in Quebec
The high streets, main streets and business districts where Quebec merchants actually trade. If your shop is on one of them — or on any other street in the province or state — we can quote you.
Montreal 19 corridors
Rue Sainte-Catherine Ouest · Boulevard Saint-Laurent · Avenue du Mont-Royal · Rue Saint-Denis · Rue Notre-Dame Ouest · Avenue Laurier Ouest · Rue Sherbrooke Ouest · Rue Wellington · Rue Saint-Paul Ouest · Boulevard Saint-Joseph · Avenue Bernard · Rue Masson · Rue Ontario Est · Promenade Sainte-Catherine · Rue Peel · Rue Crescent · Boulevard Décarie · Rue Jean-Talon Est · Avenue Monkland
Quebec City 9 corridors
Rue Saint-Jean · Grande Allée Est · Rue Saint-Joseph Est · Rue Cartier · Boulevard Laurier · Rue du Petit-Champlain · Avenue Maguire · 3e Avenue · Rue Saint-Vallier Ouest
Laval 5 corridors
Boulevard Saint-Martin Ouest · Boulevard Curé-Labelle · Boulevard des Laurentides · Boulevard Le Corbusier · Boulevard Daniel-Johnson
Gatineau 5 corridors
Rue Principale · Boulevard Saint-Joseph · Boulevard Maloney Est · Boulevard Gréber · Boulevard de la Gappe
Sherbrooke 5 corridors
Rue Wellington Nord · Rue King Ouest · Rue Belvédère Sud · Boulevard de Portland · Rue Galt Ouest
Trois-Rivières 4 corridors
Rue des Forges · Boulevard des Récollets · Boulevard Thibeau · Rue Notre-Dame Centre
Longueuil 4 corridors
Rue Saint-Charles Ouest · Boulevard Taschereau · Chemin de Chambly · Boulevard Roland-Therrien
Saguenay 4 corridors
Rue Racine Est · Boulevard Talbot · Rue Saint-Dominique · Boulevard Mellon
Merchant services in Quebec, answered
Yes — all 107+ communities listed on this page and everywhere else in Quebec. Statement analysis, quoting, onboarding and support all run remotely, so a business in a small town gets the same pricing and the same named contact as one in Quebec City.
Quebec's Consumer Protection Act restricts several fee-passing practices that are legal elsewhere in Canada, and Law 25 imposes the strictest privacy obligations in the country. Surcharge and dual pricing programs have to be built for Quebec specifically, not copied from a national template.
No. CELER Merchants is an independent agent and referral partner. We are not a bank, a processor or an acquirer. We take your statement to the providers we work with, make them compete, and bring you the best deal available for your profile. The provider you choose underwrites and settles the account; we set it up and support it.
Nothing. You pay the provider for processing, exactly as you do now. We are compensated by that provider out of the processing margin, and because we are paid the same way whichever provider you pick, we have no incentive to steer you.
Statement analysis inside 4 hours, quotes back from providers within one to two business days, approval usually same-day, and pre-programmed hardware shipped straight to you. Most merchants are live within 3-5 business days.
Every fee named in 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.