Merchant services across Ontario
CELER Merchants is an independent agent. We shop every processor we work with against your statement and bring you the best deal available to a business in Ontario — then set it up and stay on it.
- ✓ 128 communities served
- ✓ CAD settlement
- ✓ Open 24/7
Ontario carries the heaviest Interac debit mix in the country. Any quote priced only on credit card percentage misprices the debit side of your ledger, which for most Ontario retailers is the larger half of transaction count.
One statement, every provider shopped
A processor's rep can only sell you their product. We are not tied to one bank, one platform or one price book.
Send us a recent statement. We read every line, work out your true effective rate, then take your profile to the processors, acquirers, gateways and POS vendors we work with and make them compete for it. You see what came back, including the deals we did not recommend and why.
If your current pricing is already good, we say so in writing and you keep the analysis. That happens on roughly one statement in eight.
What a Ontario account includes
- Free statement analysis, every fee labelled, back within 4 hours
- Quotes gathered from multiple providers, not one price book
- Pricing structured to your card mix — interchange-plus, flat rate or compliant dual pricing
- POS and terminals programmed before they ship
- Next-business-day funding in CAD
- PCI compliance completed with you at no charge
- Documented exit fees covered up to $1,000
- A named human on your account, reachable any hour
Communities we serve across Ontario
Onboarding, analysis and support run remotely, so where you are does not change what you get.
Toronto · Ottawa · Mississauga · Brampton · Hamilton · London · Markham · Vaughan · Kitchener · Windsor · Richmond Hill · Oakville · Burlington · Greater Sudbury · Oshawa · Barrie · St. Catharines · Cambridge · Kingston · Guelph · Whitby · Ajax · Thunder Bay · Chatham-Kent · Waterloo · Brantford · Pickering · Niagara Falls · Peterborough · Sault Ste. Marie · Sarnia · Milton · Newmarket · Caledon · Halton Hills · Aurora · Welland · North Bay · Belleville · Cornwall · Timmins · Woodstock · Orillia · Stratford · Owen Sound · Brockville · Orangeville · Bradford West Gwillimbury · Georgina · Innisfil · Clarington · Whitchurch-Stouffville · Fort Erie · Grimsby · Lincoln · Tecumseh · LaSalle · Amherstburg · Leamington · Kenora · Dryden · Elliot Lake · Temiskaming Shores · Pembroke · Petawawa · Arnprior · Renfrew · Smiths Falls · Perth · Carleton Place · Hawkesbury · Port Colborne · Thorold · Midland · Collingwood · Wasaga Beach · Huntsville · Bracebridge · Gravenhurst · Parry Sound · Cobourg · Port Hope · Trenton · Quinte West · Napanee · Gananoque · Kirkland Lake · Cochrane · Hearst · Kapuskasing · New Liskeard · Fort Frances · Sioux Lookout · Marathon · Wawa · Espanola · Bancroft · Haliburton · Minden · Lindsay · Kawartha Lakes · Uxbridge · Port Perry · Alliston · Angus · Shelburne · Mount Forest · Hanover · Walkerton · Goderich · Clinton · Exeter · Strathroy · Ingersoll · Tillsonburg · Simcoe · Delhi · Dunnville · Caledonia · Paris · Ancaster · Dundas · Stoney Creek · Waterdown · Bolton · Alliston · Essex · Kingsville
Not listed? We serve every community in Ontario. Tell us where you are.
Commercial corridors we cover in Ontario
The high streets, main streets and business districts where Ontario merchants actually trade. If your shop is on one of them — or on any other street in the province or state — we can quote you.
Toronto 20 corridors
Yonge Street · Queen Street West · King Street West · Bloor Street West · Dundas Street West · College Street · Danforth Avenue · Ossington Avenue · Spadina Avenue · St. Clair Avenue West · Eglinton Avenue West · Roncesvalles Avenue · Bayview Avenue · Yorkville Avenue · Front Street · Church Street · Bathurst Street · Queen Street East · Kingston Road · Lakeshore Boulevard West
Ottawa 12 corridors
Bank Street · Elgin Street · Sparks Street · Rideau Street · Wellington Street West · Preston Street · Somerset Street West · Richmond Road · Merivale Road · Montreal Road · Baseline Road · Hazeldean Road
Mississauga 9 corridors
Lakeshore Road East · Hurontario Street · Dundas Street West · Burnhamthorpe Road · Queensway East · Derry Road · Britannia Road · Eglinton Avenue West · Winston Churchill Boulevard
Hamilton 9 corridors
James Street North · King Street East · Locke Street South · Ottawa Street North · Concession Street · Upper James Street · Barton Street East · Main Street West · King Street West
London 8 corridors
Richmond Street · Dundas Street · Wharncliffe Road · Wonderland Road · Oxford Street West · Hyde Park Road · Adelaide Street North · Commissioners Road East
Kitchener-Waterloo 7 corridors
King Street West · King Street North · Weber Street · Victoria Street North · Erb Street West · Belmont Avenue West · Fairway Road South
Windsor 7 corridors
Ouellette Avenue · Wyandotte Street East · Tecumseh Road East · Erie Street East · Dougall Avenue · Walker Road · Huron Church Road
Kingston 6 corridors
Princess Street · Ontario Street · Bath Road · Gardiners Road · Division Street · Brock Street
Brampton 6 corridors
Main Street North · Queen Street East · Bovaird Drive · Steeles Avenue East · Airport Road · Kennedy Road South
Markham 6 corridors
Main Street Unionville · Highway 7 East · Woodbine Avenue · Warden Avenue · Steeles Avenue East · Markham Road
Niagara Falls 6 corridors
Clifton Hill · Lundy's Lane · Victoria Avenue · Queen Street · Ferry Street · Portage Road
Barrie 5 corridors
Dunlop Street East · Bayfield Street · Yonge Street · Essa Road · Mapleview Drive East
Sudbury 6 corridors
Elm Street · Durham Street · The Kingsway · Regent Street · Lasalle Boulevard · Notre Dame Avenue
Thunder Bay 6 corridors
Red River Road · Bay Street · Memorial Avenue · Arthur Street West · Simpson Street · May Street
Industries we support in Ontario
Merchant services in Ontario, answered
Yes — all 128+ communities listed on this page and everywhere else in Ontario. Statement analysis, quoting, onboarding and support all run remotely, so a business in a small town gets the same pricing and the same named contact as one in Toronto.
Ontario carries the heaviest Interac debit mix in the country. Any quote priced only on credit card percentage misprices the debit side of your ledger, which for most Ontario retailers is the larger half of transaction count.
No. CELER Merchants is an independent agent and referral partner. We are not a bank, a processor or an acquirer. We take your statement to the providers we work with, make them compete, and bring you the best deal available for your profile. The provider you choose underwrites and settles the account; we set it up and support it.
Nothing. You pay the provider for processing, exactly as you do now. We are compensated by that provider out of the processing margin, and because we are paid the same way whichever provider you pick, we have no incentive to steer you.
Statement analysis inside 4 hours, quotes back from providers within one to two business days, approval usually same-day, and pre-programmed hardware shipped straight to you. Most merchants are live within 3-5 business days.
Every fee named in 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.