Turn the phone in your pocket into a card terminal
No reader, no dock, no shipping wait. Approve the account, install the app, take a contactless payment on the phone you already own.
What you get
- Contactless cards, Apple Pay, Google Pay and Interac Flash
- Same card-present rate as a countertop terminal
- Digital receipts by text or email
- Multiple staff phones on one merchant account
- Live the same day on approved accounts
Zero hardware cost
Nothing to buy, rent or replace. Useful as a primary tool for service businesses and as a backup for everyone else.
Same-day activation
Approved in the morning, taking payments in the afternoon.
Field-ready
Deposits at the door, on the job site, at the delivery — money captured while you are standing there.
Backup that costs nothing
When a terminal fails mid-rush, staff phones keep the line moving.
Quoted from your statement, not from a rate card
We do not publish a single rate for tap to pay on phone because a single rate would be a guess. Your cost depends on card mix, average ticket, monthly volume, how much of it is keyed or online, and your industry's risk profile.
Send one statement. Usually within 4 hours you get your real effective rate, every fee named, and a quote you can compare line by line against what you pay now.
- No long-term contract and no cancellation penalty
- No PCI fee and no non-compliance fee
- No statement fee, no monthly minimum
- A named expert, reachable by phone
Tap to Pay on Phone, answered
iPhone XS and newer on current iOS, and most NFC-equipped Android devices. We confirm compatibility during setup.
Not on phone-only acceptance — it is contactless and digital wallet only. Most merchants pair it with one inexpensive terminal for chip and PIN.
No. It qualifies as card-present, which is why it beats keying a card into a virtual terminal by a wide margin.
See how tap to pay on phone works in your industry
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Every fee named, usually within 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.