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St. John's, Newfoundland and Labrador

Credit card processing in St. John's, NL

St. John's is North America's easternmost city, known for George Street's pubs, colourful row houses and summer visitors who come for icebergs and whales.

St. John's business, from George Street to Water Street

George Street and Water Street hold pubs, restaurants and shops, and offshore energy offices employ many.

HST is 15%, and tourism peaks in summer.

Business districts: George Street · Water Street · Duckworth Street · Quidi Vidi · Signal Hill area · Churchill Square

Commercial corridors: Water Street · Duckworth Street · George Street · Kenmount Road · Torbay Road · Elizabeth Avenue · Topsail Road · Stavanger Drive

Surcharging in St. John's: what applies

FCAC's national guidance lets tour operators in St. John's surcharge credit cards, up to 2.4% and never above cost, after written notice to the processor and with disclosure before payment; Interac and Visa debit are off limits.

The Canadian surcharge guide · check current rules with counsel

Which pricing suits George Street pubs?

George Street pubs need tabs and summer capacity. Tour operators need deposits. Energy suppliers should invoice.

POS for tour operators, energy suppliers and more

George Street pubs
Tabs and fast contactless, set up around how George Street pubs in St. John's sell.
Tour operators
Online booking and deposits, set up around how tour operators in St. John's sell.
Energy suppliers
Invoicing, set up around how energy suppliers in St. John's sell.
Free statement analysis

Send one statement. Every fee named, back, usually within 4 hours.

It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.

Card processing in St. John's: questions

For George Street pubs: Tabs and extra terminals.

15%.

FCAC's national guidance lets tour operators in St. John's surcharge credit cards, up to 2.4% and never above cost, after written notice to the processor and with disclosure before payment; Interac and Visa debit are off limits.

Deposits and clear terms.

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