Credit card processing in Hamilton, ON
Hamilton's steel mills and port still matter, but hospitals and a university are now its largest employers, and James Street North has become an arts and restaurant district.
Hamilton business, from James Street North to Locke Street
James Street North and Locke Street hold galleries, restaurants and cafes, and the monthly art crawl draws crowds. The port and industrial suppliers sell business to business.
Many Toronto commuters live in Hamilton, and escarpment waterfalls bring hikers.
Business districts: James Street North · Locke Street · Westdale · Ottawa Street · International Village · Bayfront industrial area
Commercial corridors: James Street North · King Street East · Locke Street South · Ottawa Street North · Concession Street · Upper James Street · Barton Street East · Main Street West · King Street West
Passing on card costs in Hamilton
Locke Street cafes in Hamilton may add a credit-only surcharge under the national rules FCAC describes: 2.4% at most, no more than cost, advance written notice and posted disclosure. Interac Debit cannot be surcharged directly.
Province-by-province surcharge table · not legal advice
Which pricing suits James Street galleries?
Industrial suppliers should use pre-authorized debit and commercial card data. Galleries need high-ticket limits. Cafes need Interac priced per transaction.
POS for Locke Street cafes, port suppliers and more
- James Street galleries
- High-ticket limits and signed receipts, set up around how James Street galleries in Hamilton sell.
- Locke Street cafes
- Tap-to-pay and small-ticket pricing, set up around how Locke Street cafes in Hamilton sell.
- Port suppliers
- Invoicing and pre-authorized debit, set up around how port suppliers in Hamilton sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Hamilton merchant questions
Agree ticket limits with your provider and keep signed receipts.
Low per-transaction fees and Interac priced separately.
Locke Street cafes in Hamilton may add a credit-only surcharge under the national rules FCAC describes: 2.4% at most, no more than cost, advance written notice and posted disclosure. For port suppliers: Interac Debit cannot be surcharged directly.
Pre-authorized debit.