Credit card processing in Prince Edward Island
Prince Edward Island's small businesses earn much of their year in a busy summer of beaches, golf, lobster suppers and visitors from across Canada. The rest of the year they rely on a loyal local customer base.
The Canada Revenue Agency lists 15% HST for Prince Edward Island.
From farm and seafood producers to Charlottetown restaurants and pubs: Prince Edward Island's business mix
Charlottetown holds provincial government, the university, and a downtown of restaurants, pubs and shops that fill in summer and during festivals. Summerside serves the western end of the island.
Farming, especially potatoes, and fishing, especially lobster and mussels, support producers who sell both retail and wholesale, while cottages and inns host summer visitors.
Prince Edward Island rules on surcharges and discounts
For lobster supper halls in Prince Edward Island, a credit card surcharge is allowed under FCAC's guidance if it stays within 2.4% and your cost, the processor has written notice and the fee is disclosed before the sale; debit cannot carry one.
Province-by-province surcharge table · general information, not legal advice
Which pricing suits Charlottetown restaurants and pubs?
Seasonal inns, restaurants and attractions should avoid monthly minimums and annual fees that land in winter. Producers selling seafood and produce wholesale can use pre-authorized debit or commercial card data. Locals pay heavily by Interac, so debit should be priced per transaction.
POS for lobster supper halls, cottage and inn operators and more
- Charlottetown restaurants and pubs
- Tip adjustment, festival capacity and 15% HST on receipts.
- Lobster supper halls
- Fast counter payment and group bookings, set up around how lobster supper halls in Prince Edward Island sell.
- Cottage and inn operators
- Online booking and deposits, set up around how cottage and inn operators in Prince Edward Island sell.
- Farm and seafood producers
- Retail POS plus wholesale invoicing, set up around how farm and seafood producers in Prince Edward Island sell.
Prince Edward Island cities with their own page
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Communities across Prince Edward Island
Charlottetown · Summerside · Stratford · Cornwall · Montague · Kensington · Souris · Alberton · Georgetown · Tignish · O'Leary · Borden-Carleton · North Rustico · Victoria · Murray River · Morell · Mount Stewart · Hunter River · Crapaud · Miscouche · Wellington · Abram-Village · Cavendish · Brackley Beach · Rustico · Bedeque · Kinkora · Breadalbane · Emerald · Belfast
Commercial corridors
Charlottetown
Queen Street · Great George Street · Victoria Row · University Avenue · Water Street · Kent Street
Summerside
Water Street · Granville Street · Central Street · Read Drive
Stratford
Stratford Road · Kinlock Road · Bunbury Road
Questions from Prince Edward Island businesses
For lobster supper halls in Prince Edward Island, a credit card surcharge is allowed under FCAC's guidance if it stays within 2.4% and your cost, the processor has written notice and the fee is disclosed before the sale; debit cannot carry one.
For lobster supper halls: The Canada Revenue Agency lists 15% HST for Prince Edward Island.
For cottage and inn operators: Monthly minimums, annual fees and inactivity fees.
All of it, from Cornwall to Alberton. For farm and seafood producers: Charlottetown has its own page here. For farm and seafood producers: Everything is handled by phone, email and video, and terminals arrive programmed and ready to plug in.