Credit card processing in Birmingham, AL
Birmingham is Alabama's largest metro, built on steel and now anchored by a major university hospital system and regional banks, with a restaurant scene known well beyond the state.
Birmingham business, from Five Points South to Avondale
Southside, Five Points South and Avondale hold restaurants and breweries, and the civil rights district draws visitors. The medical centre employs a large workforce.
Banks and professional firms downtown take large invoices, and suburban centres such as the Summit serve shoppers across the metro.
Business districts: Five Points South · Avondale · Lakeview · Civil Rights District · The Summit · Uptown
Commercial corridors: 20th Street North · Morris Avenue · Highland Avenue South · 5 Points South · Cahaba Road · Lakeshore Parkway
Birmingham rules on surcharges and discounts
If Southside restaurants in Birmingham want to pass on card costs, card network rules set the limits, because we found no Alabama surcharge statute in official sources: credit cards only, no more than your cost or Visa's 3%, 30 days' notice to your acquirer and posted disclosure.
Full state rules and sources · confirm current rules before acting
Which pricing suits Avondale breweries?
Restaurants and breweries benefit from interchange-plus and quick batching. Medical-area businesses need payment plans. Professional firms should use ACH.
POS for Southside restaurants, medical-area clinics and more
- Avondale breweries
- Tab management, set up around how Avondale breweries in Birmingham sell.
- Southside restaurants
- Tip adjustment and reservations, set up around how Southside restaurants in Birmingham sell.
- Medical-area clinics
- Payment plans and HSA/FSA, set up around how medical-area clinics in Birmingham sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Questions from Birmingham businesses
Fees apply to the full ticket, including state and local tax.
If Southside restaurants in Birmingham want to pass on card costs, card network rules set the limits, because we found no Alabama surcharge statute in official sources: credit cards only, no more than your cost or Visa's 3%, 30 days' notice to your acquirer and posted disclosure.
For medical-area clinics: Tab management and tip adjustment.
ACH for large invoices.