Credit card processing in Scottsdale, AZ
Scottsdale is a resort city of golf courses, spas, galleries and nightlife, where average tickets run high and many customers carry premium rewards cards, which are expensive to accept.
Scottsdale business, from Old Town Scottsdale to Scottsdale Fashion Square
Old Town has galleries, restaurants and bars, and resorts and golf clubs host visitors and events. Med spas and wellness businesses are common.
Winter season and events such as golf tournaments and car auctions bring peaks, and many visitors are from out of state or abroad.
Business districts: Old Town Scottsdale · Scottsdale Fashion Square · North Scottsdale · Kierland · McCormick Ranch · Scottsdale Airpark
Commercial corridors: Scottsdale Road · Main Street · 5th Avenue · Shea Boulevard · Camelback Road
Card fees and the law in Scottsdale
For Old Town galleries in Scottsdale, the limits on a card fee come from the card networks rather than Arizona law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.
All 50 states' surcharge rules · general guidance only
Which pricing suits resort spas?
With so many premium cards, a flat rate hides a lot of cost; interchange-plus shows it card by card. Galleries shipping art need fraud checks. Spas need deposits and no-show policies with card-on-file.
POS for Old Town galleries, nightclubs and more
- Resort spas
- Booking with card-on-file, deposits and gratuity handling, set up around how resort spas in Scottsdale sell.
- Old Town galleries
- High-ticket limits and shipping fraud checks, set up around how Old Town galleries in Scottsdale sell.
- Nightclubs
- Pre-authorized tabs and ID capture, set up around how nightclubs in Scottsdale sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Before you call: Scottsdale answers
For resort spas: Premium rewards and corporate cards carry higher interchange. Interchange-plus shows exactly what they cost.
We found no Arizona surcharge statute; card network rules apply. For Old Town galleries: Check current rules.
Card-on-file with a written policy the client accepts.
Yes. We work with merchants in North Scottsdale, Kierland, McCormick Ranch and every other part of Scottsdale. For resort spas: Our work is remote by design, which is part of why the statement analysis costs you nothing.