Credit card processing in Honolulu, HI
Honolulu's Waikiki hotels and shops welcome visitors from the mainland, Japan, Korea and Australia every day, while the rest of the city runs on military, government and local family businesses.
Honolulu business, from Waikiki to Ala Moana
Waikiki and Ala Moana hold hotels, luxury retail, restaurants and tour desks. Chinatown and Kaimukī have local restaurants and bakeries.
Pearl Harbor and other bases bring military families, and businesses pay Hawaii's general excise tax on their receipts rather than collecting a classic sales tax.
Business districts: Waikiki · Ala Moana · Chinatown · Kaka'ako · Kaimukī · Kapahulu
Commercial corridors: Kalakaua Avenue · Kapiolani Boulevard · Bishop Street · King Street · Nuuanu Avenue · Kapahulu Avenue
Card fees in Honolulu, legally
For tour desks in Honolulu, the limits on a card fee come from the card networks rather than Hawaii law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.
All 50 states' surcharge rules · check current rules with counsel
Which pricing suits Waikiki retail and hotels?
Waikiki businesses with many Japanese and other foreign cards should see international fees under interchange-plus. Tour desks need deposits and clear cancellation terms. Local bakeries need small-ticket pricing.
POS for tour desks, Kaimukī bakeries and more
- Waikiki retail and hotels
- Fast contactless and currency conversion only as the guest's choice.
- Tour desks
- Online booking and deposits, set up around how tour desks in Honolulu sell.
- Kaimukī bakeries
- Countertop tap-to-pay, set up around how Kaimukī bakeries in Honolulu sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Asked by Honolulu merchants
Foreign-issued cards carry international fees, shown separately under interchange-plus.
GET is on your receipts; ask your accountant about surcharges.
For tour desks in Honolulu, the limits on a card fee come from the card networks rather than Hawaii law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.
Written cancellation terms and deposits.