Independent agent — we shop every processor for you. Free statement analysis, usually within 4 hours.
Louisville, Kentucky

Credit card processing in Louisville, KY

Louisville's year peaks with the Kentucky Derby, and its bourbon bars, distilleries and restaurants draw visitors all year. A major air cargo hub makes logistics a big employer.

Louisville business, from Whiskey Row to NuLu

Whiskey Row, NuLu and the Highlands hold bars, restaurants and shops, and Churchill Downs anchors the south end. Bourbon distilleries downtown run tastings and gift shops.

The air cargo hub and warehouses near the airport drive business-to-business trade, and Kentucky's single 6% sales tax with no local sales taxes keeps receipts simple.

Business districts: Whiskey Row · NuLu · The Highlands (Bardstown Road) · Butchertown · Churchill Downs area · St. Matthews

Commercial corridors: Bardstown Road · Frankfort Avenue · Market Street · Fourth Street · Shelbyville Road · Baxter Avenue

Can you add a card fee in Louisville?

For distillery gift shops in Louisville, the limits on a card fee come from the card networks rather than Kentucky law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.

All 50 states' surcharge rules · check current rules with counsel

Which pricing suits Whiskey Row bars?

Derby-week businesses must agree peak limits months ahead. Distillery gift shops shipping bottles must follow alcohol shipping rules and screen for fraud. Logistics firms should use ACH and Level 2 data.

POS for distillery gift shops, air cargo and logistics firms and more

Whiskey Row bars
Tab management and Derby-week capacity, set up around how Whiskey Row bars in Louisville sell.
Distillery gift shops
Retail POS and tasting tickets, set up around how distillery gift shops in Louisville sell.
Air cargo and logistics firms
Invoicing and ACH, set up around how air cargo and logistics firms in Louisville sell.
Free statement analysis

Send one statement. Every fee named, back, usually within 4 hours.

It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.

You asked, Louisville edition

Tell your provider about expected volume weeks ahead and get the higher limit confirmed in writing.

The Department of Revenue says there are no local sales taxes on top of the 6% state rate.

For distillery gift shops in Louisville, the limits on a card fee come from the card networks rather than Kentucky law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.

Yes, with a gateway and clear refund terms.

Next door to Louisville