Credit card processing in Portland, ME
Portland's Old Port is a well-known restaurant district, and like all Maine businesses its merchants cannot surcharge credit or debit cards.
Portland business, from Old Port to East End
The Old Port and East End hold restaurants, breweries, bakeries and shops, and cruise ships call in summer and autumn. Commercial Street has seafood businesses.
Summer and foliage visitors swell volume, and winter is quiet.
Business districts: Old Port · East End · Munjoy Hill · Arts District (Congress Street) · West End · Commercial Street waterfront
Commercial corridors: Congress Street · Exchange Street · Commercial Street · Fore Street · Wharf Street
Can you add a card fee in Portland?
Maine law, 9-A M.R.S. 8-509, prohibits surcharges on credit and debit card payments, with a limited exception for government entities. Discounts are not surcharges.
All 50 states' surcharge rules · check current rules with counsel
Which pricing suits Old Port restaurants?
Old Port restaurants should cut costs through interchange-plus, fast batching and removing junk fees. Seafood businesses selling wholesale can use ACH. Seasonal businesses need pricing without winter minimums.
POS for seafood wholesalers, bakeries and more
- Old Port restaurants
- Pay-at-table and tip adjustment, no surcharge settings, set up around how Old Port restaurants in Portland sell.
- Seafood wholesalers
- Invoicing and ACH, set up around how seafood wholesalers in Portland sell.
- Bakeries
- Fast tap-to-pay, set up around how bakeries in Portland sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
You asked, Portland edition
For Old Port restaurants: Maine law, 9-A M.R.S. 8-509, prohibits surcharges on credit and debit card payments, with a limited exception for government entities. Discounts are not surcharges.
Discounts are not surcharges under the statute, but must be genuine.
Plan capacity and staffing for ship calls.
For Old Port restaurants: No monthly minimums.