Credit card processing in Buffalo, NY
Buffalo sits on the Canadian border, so shoppers and fans from Ontario are regulars, and every surcharge in New York must follow GBL 518's posted-price rule.
Buffalo business, from Elmwood Village to Allentown
Elmwood Village and Allentown hold restaurants and bars, and Canalside hosts events on the waterfront. Football Sundays pack taverns across the region.
Canadian visitors shop at outlets and malls, paying with Canadian cards that carry international fees.
Business districts: Elmwood Village · Allentown · Canalside · Hertel Avenue · Larkinville · Walden Galleria area
Commercial corridors: Elmwood Avenue · Hertel Avenue · Main Street · Chippewa Street · Allen Street
Surcharges, discounts and Buffalo
Buffalo businesses may surcharge credit cards under New York General Business Law 518 only if they post the total credit card price clearly or both prices side by side; the surcharge cannot exceed what the card company charges.
Full state rules and sources · not legal advice
Which pricing suits game-day taverns?
Retailers serving Canadians should see international fees under interchange-plus. Taverns that surcharge must post card prices. Many find dual pricing simplest.
POS for outlet and mall retailers, Canalside vendors and more
- Game-day taverns
- Tabs and dual-price menus, set up around how game-day taverns in Buffalo sell.
- Outlet and mall retailers
- Clear receipts for Canadian shoppers, set up around how outlet and mall retailers in Buffalo sell.
- Canalside vendors
- Mobile terminals, set up around how Canalside vendors in Buffalo sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Common questions in Buffalo
For game-day taverns: Yes, international fees apply.
GBL 518 requires the total credit card price to be posted.
Only as their informed choice.
For game-day taverns: Tabs and fast contactless.