Credit card processing in Durham, NC
Durham is home to a major university and medical centre and borders Research Triangle Park. Its restaurant scene has become a draw in its own right.
Durham business, from Downtown Durham to American Tobacco Campus
Downtown and the American Tobacco Campus hold restaurants, bars and a ballpark, and the medical centre supports clinics and pharmacies. RTP brings corporate lunch and catering demand.
Independent cafes and restaurants compete on quality, and many customers pay with phones.
Business districts: Downtown Durham · American Tobacco Campus · Ninth Street · Brightleaf Square · RTP · Southpoint
Commercial corridors: Main Street · Ninth Street · Hillsborough Road · Chapel Hill Road
Surcharging in Durham: what applies
If clinics and pharmacies in Durham want to pass on card costs, card network rules set the limits, because we found no North Carolina surcharge statute in official sources: credit cards only, no more than your cost or Visa's 3%, 30 days' notice to your acquirer and posted disclosure.
Full state rules and sources · general guidance only
Which pricing suits downtown restaurants?
Restaurants with steady volume should compare interchange-plus and cut downgrades. Clinics need payment plans and HSA/FSA acceptance. Caterers for RTP should send Level 2 data.
POS for clinics and pharmacies, RTP caterers and more
- Downtown restaurants
- Tip adjustment and reservations, set up around how downtown restaurants in Durham sell.
- Clinics and pharmacies
- Payment plans and HSA/FSA cards, set up around how clinics and pharmacies in Durham sell.
- RTP caterers
- Invoicing with Level 2 data, set up around how RTP caterers in Durham sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Card processing in Durham: questions
If clinics and pharmacies in Durham want to pass on card costs, card network rules set the limits, because we found no North Carolina surcharge statute in official sources: credit cards only, no more than your cost or Visa's 3%, 30 days' notice to your acquirer and posted disclosure.
They are priced like debit cards in most cases; your POS may need to identify eligible items.
Level 2 data on corporate cards.
Yes. We work with merchants in Ninth Street, Brightleaf Square, RTP and every other part of Durham. For downtown restaurants: Statement review, quoting and setup run remotely; you never need to leave the shop.