Credit card processing in Cincinnati, OH
Cincinnati hosts large consumer-goods and financial headquarters, a riverfront of stadiums and bars, and Over-the-Rhine's revived historic district of restaurants and breweries.
Cincinnati business, from Over-the-Rhine to The Banks
Over-the-Rhine and downtown hold restaurants, breweries and shops, and The Banks area between the stadiums fills on game days. Findlay Market has food vendors.
Customers from Kentucky cross the river daily, and corporate offices support catering and professional services.
Business districts: Over-the-Rhine · The Banks · Findlay Market · Hyde Park · Northside · Oakley
Commercial corridors: Vine Street · Hyde Park Square · Ludlow Avenue · Madison Road · Main Street · Monmouth Street
Card fees and the law in Cincinnati
If Findlay Market vendors in Cincinnati want to pass on card costs, card network rules set the limits, because we found no Ohio surcharge statute in official sources: credit cards only, no more than your cost or Visa's 3%, 30 days' notice to your acquirer and posted disclosure.
Full state rules and sources · check current rules with counsel
Which pricing suits OTR breweries?
Breweries and restaurants in OTR benefit from interchange-plus and tab management. Caterers for corporate clients should send Level 2 data. Businesses serving Kentucky customers face no special card rules, but tax setup should match Ohio.
POS for Findlay Market vendors, corporate caterers and more
- OTR breweries
- Tab management and tip adjustment, set up around how OTR breweries in Cincinnati sell.
- Findlay Market vendors
- Mobile terminals, set up around how Findlay Market vendors in Cincinnati sell.
- Corporate caterers
- Invoicing with Level 2 data, set up around how corporate caterers in Cincinnati sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Before you call: Cincinnati answers
If Findlay Market vendors in Cincinnati want to pass on card costs, card network rules set the limits, because we found no Ohio surcharge statute in official sources: credit cards only, no more than your cost or Visa's 3%, 30 days' notice to your acquirer and posted disclosure.
For Findlay Market vendors: Extra terminals and pre-authorized tabs.
Card rules are the same; charge Ohio tax for sales in Ohio.
Yes. We work with merchants in Findlay Market, Hyde Park, Northside and every other part of Cincinnati. For OTR breweries: You deal with us by phone, email or video call, and a named person stays on the account after setup.