Credit card processing in Norfolk, VA
Norfolk is home to Naval Station Norfolk, the port and shipyards, so military personnel, contractors and maritime businesses shape much of its economy.
Norfolk business, from Ghent to Downtown Norfolk
Downtown and Ghent have restaurants, bars and shops, and the waterfront hosts cruise ships and events. Contractors and suppliers serve the Navy and shipyards.
Sailors and military families move frequently and often pay remotely, and universities add students.
Business districts: Ghent · Downtown Norfolk · Waterside · NEON District · Ocean View · Military Circle area
Commercial corridors: Granby Street · Colley Avenue · Monticello Avenue
Norfolk rules on surcharges and discounts
For Ghent restaurants and bars in Norfolk, the limits on a card fee come from the card networks rather than Virginia law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.
The state-by-state surcharge table · general guidance only
Which pricing suits navy contractors?
Contractors serving the Navy should pass Level 2 and Level 3 data. Military-area services need card-on-file and account updater. Ghent restaurants benefit from interchange-plus.
POS for Ghent restaurants and bars, military-family services and more
- Navy contractors
- Invoicing with Level 3 data, set up around how navy contractors in Norfolk sell.
- Ghent restaurants and bars
- Tip adjustment and tab management, set up around how Ghent restaurants and bars in Norfolk sell.
- Military-family services
- Card-on-file and account updater, set up around how military-family services in Norfolk sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Questions from Norfolk businesses
For Ghent restaurants and bars in Norfolk, the limits on a card fee come from the card networks rather than Virginia law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.
Send Level 2 or Level 3 data with purchasing cards.
Use account updater and written consent.
Yes. We work with merchants in Waterside, NEON District, Ocean View and every other part of Norfolk. For navy contractors: Our work is remote by design, which is part of why the statement analysis costs you nothing.