Credit card processing in Madison, WI
Madison is Wisconsin's capital and a university city on an isthmus between two lakes, with a huge Saturday farmers market around the Capitol Square.
Madison business, from Capitol Square to State Street
State Street connects the Capitol and campus with restaurants, bars and shops serving students. The farmers market draws vendors and shoppers every Saturday in season.
Health-software and biotech firms bring a professional workforce, and game days fill bars and hotels.
Business districts: Capitol Square · State Street · Willy Street · Monroe Street · Atwood · University Research Park
Commercial corridors: State Street · Monroe Street · Williamson Street · Atwood Avenue · University Avenue
The legal side of card fees in Madison
If state Street restaurants in Madison want to pass on card costs, card network rules set the limits, because we found no Wisconsin surcharge statute in official sources: credit cards only, no more than your cost or Visa's 3%, 30 days' notice to your acquirer and posted disclosure.
Full state rules and sources · general information, not legal advice
Which pricing suits farmers market vendors?
Market vendors need mobile terminals. State Street businesses with student customers take many small taps. Professional services should use ACH for big invoices.
POS for state Street restaurants, professional firms and more
- Farmers market vendors
- Tap-to-pay on phone or mobile terminals, set up around how farmers market vendors in Madison sell.
- State Street restaurants
- Fast contactless and online ordering, set up around how state Street restaurants in Madison sell.
- Professional firms
- Invoicing and ACH, set up around how professional firms in Madison sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Madison: quick answers
A phone or small mobile terminal with offline mode.
For state Street restaurants: Low per-transaction fees.
If state Street restaurants in Madison want to pass on card costs, card network rules set the limits, because we found no Wisconsin surcharge statute in official sources: credit cards only, no more than your cost or Visa's 3%, 30 days' notice to your acquirer and posted disclosure.
Plan capacity and warn your provider about peaks.