Independent agent — we shop every processor for you. Free statement analysis, usually within 4 hours.
Payments

Every way your customers pay, on one account

Counter, kerbside, phone, web, invoice, subscription and bank transfer. One provider, one settlement, one number to watch.

CELER Merchants runs point-of-sale, terminals, tap-to-pay, eCommerce, virtual terminal, invoicing, recurring billing and ACH on one merchant account with one settlement and one statement. Equipment is sold, rented month to month or run hardware-free on tap-to-pay — no non-cancellable multi-year leases. Reviewed 20 September 2026.

64Provinces, territories and states we place accounts in
4hEvery fee on your statement named — or call and we quote on the spot
$0What our side costs you — the winning provider pays us, not you
US + CAOne number for the US and Canada

Payment equipment questions

Yes, and you should. One merchant account, one settlement, one statement and one effective rate to monitor — with card-present and card-not-present priced separately because they genuinely cost different amounts.

No. Purchase, monthly rental you can cancel, or phone-only tap to pay with no hardware at all. We do not sell non-cancellable 48-month leases.

If it is processor-agnostic we will reprogram it. If it is locked to your current provider we tell you before you commit and quote the replacement honestly.

Every fee named, usually within 4 hours. Or call now and we quote you on the spot.

Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.