CELER Merchants vs Clover
Clover is a payment provider. CELER Merchants is not: we are an independent agent that makes providers compete for your account. This page explains the difference. It does not guess anyone's rates.
What Clover is
Clover is a point-of-sale system owned by Fiserv. It is sold directly and through banks and resellers, and processing pricing can vary by who sells it to you. Source: Clover pricing page.
What CELER Merchants is
We do not process payments and we do not hold your money. We read your statement, name every fee (usually within 4 hours), then take your profile to the providers we work with and show you every offer that comes back. You choose. The provider you choose pays us, so the service is free to you.
| Question | Clover | CELER Merchants |
|---|---|---|
| Who sets your processing price? | Clover, per its own pricing and your agreement | The provider you pick, after providers compete |
| How many providers can you compare? | One: Clover | Several, from the providers we work with |
| Who pays for the service? | You pay Clover's fees | You pay the chosen provider's fees; that provider pays us |
| Where to check the price | Clover's pricing page | Your free statement analysis |
Which fits you?
If Clover's published pricing and features suit your business, staying with it can be the right call. If you are not sure what you pay, compare your effective rate (total fees divided by total card volume) with the offers you could get. We are happy to tell you when your current pricing is already good.
Clover is a trademark of its owner. CELER Merchants is not affiliated with or endorsed by Clover.
Questions
Not exactly. Clover is a provider that sells its own processing. CELER Merchants is an independent agent: we compare offers from the providers we work with and bring you the best one for your statement. It costs you nothing; the provider you choose pays us.
Yes. Send a recent statement and we name every fee, usually within 4 hours, and compare your effective rate with offers from other providers. If your current pricing is already good, we tell you so.
On Clover's own pricing page: https://www.clover.com/pricing. Prices change, so always check the provider's page and your own agreement.