CELER Merchants vs Elavon
CELER Merchants is an independent agent, not a processor: we make the providers we work with compete for your account, and the service costs you $0. Elavon is a payments provider, and it publishes some of its pricing. This page sets out what Elavon says on its own site, where it is strong, and where an agent can help.
What Elavon is
Elavon describes itself as a wholly owned subsidiary of U.S. Bank, serving clients across the United States, Europe and Canada. It runs a separate Canadian site (elavon.ca). Sources: Elavon about page, checked 1 Nov 2026.
Where Elavon is strong
- Funding options. Elavon's pricing page says merchants can receive funding seven days a week, including weekends and holidays.
- Support. The page says its locally based, multilingual support team is available 24/7.
- One platform. Elavon describes managing transactions, chargebacks and reporting from a single platform.
- An interchange-based option. Elavon says it can process a payment at the lowest interchange rate connected to that card type. Source: Elavon pricing page.
What CELER Merchants is
We do not process payments and we do not hold your money. We read your statement, name every fee (usually within 4 hours), then take your profile to the providers we work with and show you every offer that comes back. You choose. The provider you choose pays us, so the service costs you $0. CELER Merchants is an independent agent and referral partner, not a processor.
| Item | Elavon | CELER Merchants |
|---|---|---|
| In person | Starting at 2.60% + 12¢ per qualified swipe or chip transaction | Quoted on your statement by the providers we work with |
| Online | Starting at 3.30% + 30¢ per qualified transaction | Quoted on your statement by the providers we work with |
| Fees listed as $0 | Annual fees, batch fees, additional authorization fees, cancellation or early termination fees | Quoted on your statement by the providers we work with |
| Who you can compare | One provider: Elavon | Several, from the providers we work with |
| Cost of the service | You pay Elavon's fees | $0 for our service; the provider you choose pays us |
Elavon figures are taken from Elavon pricing page as of 1 Nov 2026. The pricing page does not say which plan the $0 fees apply to, and it does not define "qualified". Ask for the plan, the rate for non-qualified transactions and the markup over interchange in writing. Prices change: check the provider's page and your own agreement before you decide.
Contract and equipment terms
Monthly fees, PCI fees and equipment lease terms were not published on the Elavon pages we read.
Where an agent can help
- Reading what you pay today. Send a statement and we name every fee and work out your effective rate (total fees divided by total card volume).
- Shopping more than one provider. Elavon will quote you Elavon. We take the same statement to several providers and bring the offers back side by side.
- Negotiating and checking the paper. Rates, monthly fees, equipment terms and exit terms are what we ask for in writing before you sign.
Which fits you?
If Elavon's published pricing and features suit your business, staying can be the right call. Compare the rate you see above with your own effective rate; the published rate is a starting point, not a quote for your account. Our statement analysis does that comparison for you, and the savings calculator gives a first estimate in about a minute. We are happy to tell you when your current pricing is already good.
See also: Elavon alternatives · All processor comparisons · CELER vs Square
All trademarks belong to their owners. CELER Merchants is not affiliated with or endorsed by Elavon or U.S. Bank. Elavon is a trademark of its owner.
Questions
As published on Elavon's pricing page on 1 Nov 2026: in-person rates starting at 2.60% + 12¢ per qualified swipe or chip transaction and online rates starting at 3.30% + 30¢ per qualified transaction. The page also lists $0 for annual, batch, additional authorization and cancellation or early termination fees. Check the page for current terms.
It depends on your card mix, volume and average ticket. Send a recent statement and we name every fee, usually within 4 hours, then show you the offers providers make for your account. If Elavon is already the better deal for you, we tell you so.
No. CELER Merchants is an independent agent and referral partner. We do not process payments or hold your funds; we compare offers from the providers we work with, and the provider you choose pays us.