Independent agent — we shop every processor for you. Free statement analysis in 4 hours.
CELER Merchants · POS showcase

The terminal is the easy part.

The rate behind it is where your money goes. Scroll — turn the hardware over, then we take the fee apart the same way.

Scroll to rotate ↓

Most businesses overpay to accept cards.

Not because of the hardware.

Because nobody ever re-priced the account.

The hardware

Everything it takes. Nothing it doesn't.

Countertop, wireless or handheld — programmed before it ships, replaced same-day if it fails, and quoted together with the processing so the whole cost sits on one page.

TapChipSwipe InteracApple PayGoogle Pay Next-day funding

Why we don't lead with specs

Two identical terminals can sit on two very different accounts. One costs $380 a month more — and the sticker never says which. That's why the next section explodes the fee, not the hardware.

The exploded view

Every card fee has four parts.
Keep scrolling — we'll take it apart.

A single 2.9% fee looks like one number. It isn't.

InterchangeSet by the issuing bank. Identical for every processor on earth.
AssessmentsPaid to Visa, Mastercard, Interac. Published. Fixed.
Processor markupThe only negotiable part. The part we make them compete on.
Junk feesStatement · PCI · monthly minimum — $0 with us
On your floor

Three steps between you and a better account

1

We read your statement

Every fee named, inside 4 hours. A human, not a widget.

2

We make every processor bid

Your profile goes to the market. You see all offers — including the ones we reject.

3

We install it and stay on it

Terminal arrives programmed. Cutover at your quietest hour. Re-priced quarterly.

Every fee named in 4 hours. Or call now and we quote you on the spot.

Everyone else in this industry says twenty-four.

The quote

Forty seconds of questions. Four hours to your number.

Same wizard, same promise, same phone number at every step if you would rather talk.

  • Hardware and processing quoted together — one total, no surprises
  • Every competing offer shown, including the rejected ones
  • No contract, no lease, nothing to cancel

Step 1 of 4 · takes about 40 seconds

Got it. Your quote request is in. A payment expert comes back within 4 hours — and if you would rather not wait, call 1-888-705-7896 now and we will quote you on the phone.
What do you need?
Roughly how much do you process a month?

An estimate is fine. It only decides which providers we take you to.

Tell us about the business
Where do we send the quote?

We reply within 4 hours. No contract, no obligation, and we never contact your current provider without your written say-so. See our privacy policy.