The short answer

Multi-location operators need consolidated reporting with per-site breakdowns, a decision on whether each site settles to its own bank account, one negotiated rate across the group rather than site-by-site pricing, and centrally managed menus, prices and users.

Negotiate on group volume

Sites priced individually pay small-merchant rates. Aggregated volume across five locations frequently qualifies for materially better markup. Many operators never ask because each site was opened separately.

Watch jurisdiction differences

Locations in different states or provinces may need different surcharge or dual pricing configurations. One national program applied everywhere is a compliance risk.

Key takeaways

  • Price on combined group volume, not per site
  • Decide settlement structure before opening site two
  • Configure jurisdiction-specific programs per location

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