Credit card processing in Detroit, MI
Detroit's downtown has come back around its stadiums, arenas and restaurants, and Canadians cross the river from Windsor for games and dining. Auto companies and suppliers still dominate business-to-business trade.
Detroit business, from Corktown to Midtown
Downtown, Midtown and Corktown hold restaurants, bars and new retail, and the three downtown sports venues create frequent peaks. Eastern Market draws shoppers on Saturdays.
Auto suppliers and engineering firms across the metro sell to automakers with large invoices, and Southwest Detroit's Mexicantown has family restaurants and bakeries.
Business districts: Corktown · Midtown · Downtown / District Detroit · Eastern Market · Mexicantown · New Center
Commercial corridors: Woodward Avenue · Michigan Avenue · Gratiot Avenue · Jefferson Avenue · Cass Avenue · Grand River Avenue · Livernois Avenue
Card fees in Detroit, legally
Michigan has no credit card surcharge statute that we could confirm, so for eastern Market vendors in Detroit the card networks' rulebook is what applies: surcharge credit only, stay within cost and Visa's 3% cap, notify your acquirer a month ahead and post the fee.
Full state rules and sources · not legal advice
Which pricing suits District Detroit bars?
Restaurants and bars near the arenas need capacity for game nights and see Canadian cards with international fees. Auto suppliers should pass commercial card data and use ACH. Eastern Market vendors need mobile terminals.
POS for eastern Market vendors, auto suppliers and more
- District Detroit bars
- Tab management and game-night capacity, set up around how District Detroit bars in Detroit sell.
- Eastern Market vendors
- Mobile terminals with offline mode, set up around how eastern Market vendors in Detroit sell.
- Auto suppliers
- Invoicing with Level 3 data and ACH, set up around how auto suppliers in Detroit sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Asked by Detroit merchants
Canadian cards are foreign-issued here and carry international fees.
Only as their choice; dynamic currency conversion must be optional and disclosed.
Michigan has no credit card surcharge statute that we could confirm, so for eastern Market vendors in Detroit the card networks' rulebook is what applies: surcharge credit only, stay within cost and Visa's 3% cap, notify your acquirer a month ahead and post the fee.
For District Detroit bars: Mobile terminals or tap-to-pay on phone.