Independent agent — we shop every processor for you. Free statement analysis in 4 hours.
United States · Michigan

Merchant services across Michigan

CELER Merchants is an independent agent. We shop every processor we work with against your statement and bring you the best deal available to a business in Michigan — then set it up and stay on it.

  • ✓ 40 communities served
  • ✓ USD settlement
  • ✓ Open 24/7
Michigan specifics

Michigan's automotive supply chain runs high-value B2B invoicing where ACH rails beat card rails on cost above roughly $2,500 per transaction.

CapitalLansing
Settlement currencyUSD
Statement analysis4 hours
Support24/7, 365 days
Why an agent, not a processor

One statement, every provider shopped

A processor's rep can only sell you their product. We are not tied to one bank, one platform or one price book.

Send us a recent statement. We read every line, work out your true effective rate, then take your profile to the processors, acquirers, gateways and POS vendors we work with and make them compete for it. You see what came back, including the deals we did not recommend and why.

If your current pricing is already good, we say so in writing and you keep the analysis. That happens on roughly one statement in eight.

What a Michigan account includes

  • Free statement analysis, every fee labelled, back within 4 hours
  • Quotes gathered from multiple providers, not one price book
  • Pricing structured to your card mix — interchange-plus, flat rate or compliant dual pricing
  • POS and terminals programmed before they ship
  • Next-business-day funding in USD
  • PCI compliance completed with you at no charge
  • Documented exit fees covered up to $1,000
  • A named human on your account, reachable any hour
Coverage

Communities we serve across Michigan

Onboarding, analysis and support run remotely, so where you are does not change what you get.

Detroit · Grand Rapids · Warren · Sterling Heights · Ann Arbor · Lansing · Flint · Dearborn · Livonia · Troy · Westland · Farmington Hills · Kalamazoo · Wyoming · Southfield · Rochester Hills · Taylor · Saint Clair Shores · Pontiac · Novi · Dearborn Heights · Battle Creek · Saginaw · Kentwood · East Lansing · Roseville · Portage · Midland · Muskegon · Traverse City · Holland · Bay City · Jackson · Royal Oak · Port Huron · Marquette · Petoskey · Grand Haven · Mount Pleasant · Adrian

Dedicated Chicago page

Not listed? We serve every community in Michigan. Tell us where you are.

Streets and districts

Commercial corridors we cover in Michigan

The high streets, main streets and business districts where Michigan merchants actually trade. If your shop is on one of them — or on any other street in the province or state — we can quote you.

Detroit 7 corridors

Woodward Avenue · Michigan Avenue · Gratiot Avenue · Jefferson Avenue · Cass Avenue · Grand River Avenue · Livernois Avenue

Ann Arbor 4 corridors

Main Street · State Street · Liberty Street · Washtenaw Avenue

Grand Rapids 5 corridors

Monroe Center · Wealthy Street · Division Avenue · 28th Street · Fulton Street

Traverse City 3 corridors

Front Street · Union Street · Eighth Street

Royal Oak 3 corridors

Main Street · Washington Avenue · Woodward Avenue

0Provinces, territories and states we place accounts in
0Every fee on your statement named — or call and we quote on the spot
0What our side costs you — the winning provider pays us, not you
24/7One number for Canada and the US, answered every day of the year
Michigan FAQ

Merchant services in Michigan, answered

Yes — all 40+ communities listed on this page and everywhere else in Michigan. Statement analysis, quoting, onboarding and support all run remotely, so a business in a small town gets the same pricing and the same named contact as one in Lansing.

Michigan's automotive supply chain runs high-value B2B invoicing where ACH rails beat card rails on cost above roughly $2,500 per transaction.

No. CELER Merchants is an independent agent and referral partner. We are not a bank, a processor or an acquirer. We take your statement to the providers we work with, make them compete, and bring you the best deal available for your profile. The provider you choose underwrites and settles the account; we set it up and support it.

Nothing. You pay the provider for processing, exactly as you do now. We are compensated by that provider out of the processing margin, and because we are paid the same way whichever provider you pick, we have no incentive to steer you.

Statement analysis inside 4 hours, quotes back from providers within one to two business days, approval usually same-day, and pre-programmed hardware shipped straight to you. Most merchants are live within 3-5 business days.

Every fee named in 4 hours. Or call now and we quote you on the spot.

Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.