Credit card processing in South Carolina
South Carolina's coast draws large numbers of visitors to Charleston, Myrtle Beach and Hilton Head, while the Upstate has a growing manufacturing base. Its merchants see many out-of-state cards and strong seasonal swings.
The South Carolina Department of Revenue lists the statewide sales tax rate as 6%; check whether local taxes also apply at each location.
From upstate suppliers to Charleston restaurants: South Carolina's business mix
Charleston's historic district and restaurant scene attract tourists and weddings, and the port and aerospace manufacturing support the wider region. Myrtle Beach depends on beach tourism, golf and family attractions.
Columbia holds state government, a large university and Fort Jackson, while Greenville and Spartanburg have automotive and advanced manufacturing plants. New residents across the state keep builders and home services busy.
The legal side of card fees in South Carolina
We found no surcharge law for South Carolina in the official code, which leaves Myrtle Beach attractions and shops in South Carolina bound by card network rules alone: credit only, never above cost or Visa's 3%, with advance notice and clear disclosure.
Full state rules and sources · check current rules with counsel
Which pricing suits Charleston restaurants?
Beach and golf businesses with a summer peak should avoid minimums and agree peak volumes. Charleston restaurants and wedding venues see premium cards and large deposits, so interchange-plus plus chargeback protection is the priority. Upstate manufacturers and suppliers save most with commercial card data and ACH.
POS for Myrtle Beach attractions and shops, wedding and event venues and more
- Charleston restaurants
- Tip adjustment, reservations tied to card-on-file and fast batching.
- Myrtle Beach attractions and shops
- Fast contactless, online tickets and seasonal staff, set up around how Myrtle Beach attractions and shops in South Carolina sell.
- Wedding and event venues
- Deposits, signed contracts and card-on-file with consent, set up around how wedding and event venues in South Carolina sell.
- Upstate suppliers
- Invoicing with Level 2 and Level 3 data.
Pick your city in South Carolina
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Across South Carolina
Charleston · Columbia · North Charleston · Mount Pleasant · Rock Hill · Greenville · Summerville · Sumter · Goose Creek · Hilton Head Island · Florence · Spartanburg · Myrtle Beach · Aiken · Anderson · Greer · Mauldin · Greenwood · North Augusta · Easley · Simpsonville · Hanahan · Lexington · Conway · West Columbia
Commercial corridors
Charleston
King Street · Market Street · East Bay Street · Meeting Street · Coleman Boulevard
Greenville
Main Street · Augusta Road · Woodruff Road · Laurens Road
Columbia
Main Street · Devine Street · Gervais Street · Harden Street
Myrtle Beach
Ocean Boulevard · Kings Highway · Broadway at the Beach
South Carolina: quick answers
We found no surcharge law for South Carolina in the official code, which leaves Myrtle Beach attractions and shops in South Carolina bound by card network rules alone: credit only, never above cost or Visa's 3%, with advance notice and clear disclosure.
Card fees apply to the full amount charged, including any accommodations or local taxes.
Put your peak month on the application and warn your provider before big events.
All of it, from Mount Pleasant to Sumter. For upstate suppliers: Charleston has its own page here. For upstate suppliers: Nothing requires a visit: analysis, applications and support all happen remotely.