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United States · Georgia

Credit card processing in Georgia

Georgia's economy spans the Atlanta metro's corporate, film and restaurant scene, the Port of Savannah's logistics trade, and farming towns across the south of the state. Many payments companies are based in Georgia, though that does not make statements any easier to read.

The Georgia Department of Revenue lists the Georgia state sales tax rate as 4%; check whether local taxes also apply at each location.

CapitalAtlanta

From southeast distributors to Atlanta restaurants and food halls: Georgia's business mix

Metro Atlanta holds headquarters, a major airport, universities and a dense restaurant and personal-services economy, from barbershops and salons to food halls. Savannah combines port-related logistics with tourism in its historic district.

Augusta, Macon and Columbus mix healthcare, military installations and regional retail, while the south of the state runs on agriculture. Distributors and wholesalers serving the Southeast sell business to business with invoices large enough for commercial card data to matter.

Card fees in Georgia, legally

For barbershops and salons in Georgia, the limits on a card fee come from the card networks rather than Georgia law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.

Surcharge laws in every state · information, not legal advice

Which pricing suits Atlanta restaurants and food halls?

Atlanta restaurants and personal-service shops with steady volume usually do best on interchange-plus with fast batching and tip adjustment done right. Barbershops and salons with small tickets sometimes prefer a flat rate for predictability, but should compare it once monthly volume grows. Distributors should look at Level 2 and Level 3 data before any surcharge program, because it lowers cost without raising the customer's bill.

POS for barbershops and salons, Savannah tourism businesses and more

Atlanta restaurants and food halls
Kitchen display, online ordering without per-order commission and tip pooling reports.
Barbershops and salons
Booking with card-on-file for no-shows, chair rental payments and tap-to-pay on phone.
Savannah tourism businesses
Tour and trolley ticketing online, mobile terminals and fast contactless.
Southeast distributors
Invoicing with Level 2 and Level 3 data, ACH and customer payment portals.

Georgia city guides

Free statement analysis

Send one statement. Every fee named, back, usually within 4 hours.

It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.

Towns and cities we serve in Georgia

Atlanta · Augusta · Columbus · Macon · Savannah · Athens · Sandy Springs · Roswell · Johns Creek · Warner Robins · Albany · Alpharetta · Marietta · Valdosta · Smyrna · Dunwoody · Rome · East Point · Milton · Gainesville · Peachtree City · Newnan · Douglasville · Kennesaw · LaGrange · Statesboro · Lawrenceville · Duluth · Stockbridge · Carrollton · Woodstock · Canton · Decatur · Brunswick · Tifton

Commercial corridors

Atlanta

Peachtree Street · Ponce de Leon Avenue · Edgewood Avenue · Buford Highway · Howell Mill Road · Moreland Avenue · Auburn Avenue · Piedmont Road · Roswell Road

Savannah

Broughton Street · River Street · Bull Street · Abercorn Street

Athens

Broad Street · Clayton Street · Prince Avenue · Baxter Street

Augusta

Broad Street · Washington Road · Walton Way

Asked by Georgia merchants

For barbershops and salons in Georgia, the limits on a card fee come from the card networks rather than Georgia law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.

Yes. The card fee is calculated on the full amount charged, including state and local sales tax.

One that handles appointments, card-on-file for no-show fees and splits payouts for booth renters. We match hardware to how your chairs are run.

All of it, from Macon to Roswell. Atlanta has its own page here. For southeast distributors: You deal with us by phone, email or video call, and a named person stays on the account after setup.