Independent agent — we shop every processor for you. Free statement analysis, usually within 4 hours.
Memphis, Tennessee

Credit card processing in Memphis, TN

Memphis is a global air cargo hub and a river and rail logistics city, with Beale Street's blues clubs and barbecue restaurants drawing visitors year-round.

Memphis business, from Beale Street to Downtown / South Main

Freight, warehousing and distribution firms around the airport and along the interstates sell to other businesses. Beale Street and downtown serve tourists and game-night crowds.

Barbecue restaurants and contests are part of the city's identity, and Overton Square and Cooper-Young hold neighbourhood restaurants and theatres.

Business districts: Beale Street · Downtown / South Main · Overton Square · Cooper-Young · Midtown · Airport logistics corridor

Commercial corridors: Beale Street · Cooper Street · Madison Avenue · Union Avenue · Poplar Avenue

Passing on card costs in Memphis

For barbecue restaurants in Memphis, the limits on a card fee come from the card networks rather than Tennessee law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.

Surcharge laws in every state · general information, not legal advice

Which pricing suits Beale Street clubs?

Logistics firms should use ACH and commercial card data for freight invoices. Beale Street clubs need tab controls and chargeback defence. Barbecue restaurants with catering should invoice with deposits.

POS for barbecue restaurants, freight and warehousing firms and more

Beale Street clubs
Pre-authorized tabs and cover charges at the door.
Barbecue restaurants
Counter payment plus catering invoices, set up around how barbecue restaurants in Memphis sell.
Freight and warehousing firms
Invoicing, virtual terminal and ACH, set up around how freight and warehousing firms in Memphis sell.
Free statement analysis

Send one statement. Every fee named, back, usually within 4 hours.

It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.

Memphis merchant questions

Level 2 and Level 3 data with business cards and ACH for large invoices.

Yes, with a mobile terminal; keep the cover as its own line.

For barbecue restaurants in Memphis, the limits on a card fee come from the card networks rather than Tennessee law, since we found no state statute: credit cards only, capped at cost and at 3% for Visa, with notice and signs.

By invoice, with a written event agreement.

Nearby and related