Credit card processing in Tennessee
Tennessee has no state income tax on wages, relies heavily on sales tax, and hosts some of the country's best-known music and entertainment districts. Nashville's bars and Memphis's barbecue joints process a lot of tourist cards.
The Tennessee Department of Revenue lists the general Tennessee state sales tax rate as 7%; check whether local taxes also apply at each location.
From Memphis logistics firms to Broadway bars and music venues: Tennessee's business mix
Nashville combines music, healthcare companies and a huge bachelorette-party and tourism trade on Broadway. Memphis has a major air cargo hub, logistics, and blues and barbecue tourism on Beale Street.
Knoxville is a university town near the Smoky Mountains, whose gateway towns such as Gatlinburg and Pigeon Forge depend on attractions and cabins. Chattanooga mixes manufacturing and outdoor tourism.
Tennessee rules on surcharges and discounts
Tennessee has no credit card surcharge statute that we could confirm, so for Memphis barbecue restaurants in Tennessee the card networks' rulebook is what applies: surcharge credit only, stay within cost and Visa's 3% cap, notify your acquirer a month ahead and post the fee.
Surcharge law roundup · information, not legal advice
Which pricing suits Broadway bars and music venues?
Nashville and Memphis bars and venues need tab management, chargeback defence and peak-volume planning before worrying about a few basis points. Smoky Mountains cabins and attractions take deposits and online bookings, which carry card-not-present risk. Logistics and distribution firms in Memphis save with commercial card data and ACH.
POS for Memphis barbecue restaurants, Smoky Mountains cabins and attractions and more
- Broadway bars and music venues
- Pre-authorized tabs, ID capture, tip adjustment and fast contactless.
- Memphis barbecue restaurants
- Counter and catering payments, online ordering, set up around how Memphis barbecue restaurants in Tennessee sell.
- Smoky Mountains cabins and attractions
- Online booking with deposits and fraud screening, set up around how Smoky Mountains cabins and attractions in Tennessee sell.
- Memphis logistics firms
- Invoicing with Level 2 and Level 3 data and ACH.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Communities across Tennessee
Nashville · Memphis · Knoxville · Chattanooga · Clarksville · Murfreesboro · Franklin · Jackson · Johnson City · Bartlett · Hendersonville · Kingsport · Collierville · Cleveland · Smyrna · Germantown · Brentwood · Columbia · La Vergne · Gallatin · Cookeville · Mount Juliet · Lebanon · Morristown · Oak Ridge · Maryville · Bristol · Spring Hill · Sevierville · Gatlinburg
Commercial corridors
Nashville
Broadway · 12South (12th Avenue South) · Hillsboro Pike · Gallatin Pike · Charlotte Avenue · 8th Avenue South · West End Avenue
Memphis
Beale Street · Cooper Street · Madison Avenue · Union Avenue · Poplar Avenue
Knoxville
Market Square · Gay Street · Kingston Pike · Cumberland Avenue
Chattanooga
Market Street · Broad Street · Frazier Avenue · Brainerd Road
Questions from Tennessee businesses
Tennessee has no credit card surcharge statute that we could confirm, so for Memphis barbecue restaurants in Tennessee the card networks' rulebook is what applies: surcharge credit only, stay within cost and Visa's 3% cap, notify your acquirer a month ahead and post the fee.
Pre-authorize tabs, keep itemized receipts, post clear policies and capture signatures on large tabs.
Card fees apply to the full ticket, including state and local tax.
All of it, from Clarksville to Johnson City. For Memphis logistics firms: Nashville and Memphis have their own pages here. For Memphis logistics firms: You deal with us by phone, email or video call, and a named person stays on the account after setup.