Independent agent — we shop every processor for you. Free statement analysis in 4 hours.
United States · Texas

Merchant services across Texas

CELER Merchants is an independent agent. We shop every processor we work with against your statement and bring you the best deal available to a business in Texas — then set it up and stay on it.

  • ✓ 50 communities served
  • ✓ USD settlement
  • ✓ Open 24/7
Texas specifics

Texas permits credit card surcharging within card-brand limits, so a compliant dual pricing rollout is usually the fastest net saving available to merchants here.

CapitalAustin
Settlement currencyUSD
Statement analysis4 hours
Support24/7, 365 days
Why an agent, not a processor

One statement, every provider shopped

A processor's rep can only sell you their product. We are not tied to one bank, one platform or one price book.

Send us a recent statement. We read every line, work out your true effective rate, then take your profile to the processors, acquirers, gateways and POS vendors we work with and make them compete for it. You see what came back, including the deals we did not recommend and why.

If your current pricing is already good, we say so in writing and you keep the analysis. That happens on roughly one statement in eight.

What a Texas account includes

  • Free statement analysis, every fee labelled, back within 4 hours
  • Quotes gathered from multiple providers, not one price book
  • Pricing structured to your card mix — interchange-plus, flat rate or compliant dual pricing
  • POS and terminals programmed before they ship
  • Next-business-day funding in USD
  • PCI compliance completed with you at no charge
  • Documented exit fees covered up to $1,000
  • A named human on your account, reachable any hour
Coverage

Communities we serve across Texas

Onboarding, analysis and support run remotely, so where you are does not change what you get.

Houston · San Antonio · Dallas · Austin · Fort Worth · El Paso · Arlington · Corpus Christi · Plano · Laredo · Lubbock · Garland · Irving · Amarillo · Grand Prairie · Brownsville · McKinney · Frisco · Pasadena · Killeen · McAllen · Mesquite · Midland · Denton · Waco · Carrollton · Round Rock · Abilene · Pearland · Richardson · Odessa · Sugar Land · College Station · Beaumont · Lewisville · Tyler · League City · Allen · San Angelo · Edinburg · Bryan · Wichita Falls · Longview · New Braunfels · Conroe · Mission · Baytown · Cedar Park · Georgetown · Galveston

Dedicated Houston page

Not listed? We serve every community in Texas. Tell us where you are.

Streets and districts

Commercial corridors we cover in Texas

The high streets, main streets and business districts where Texas merchants actually trade. If your shop is on one of them — or on any other street in the province or state — we can quote you.

Houston 9 corridors

Westheimer Road · Washington Avenue · Montrose Boulevard · Main Street · Richmond Avenue · Bellaire Boulevard · Kirby Drive · 19th Street (Heights) · Post Oak Boulevard

Dallas 7 corridors

Greenville Avenue · Deep Ellum (Elm Street) · Bishop Avenue · Knox Street · McKinney Avenue · Preston Road · Henderson Avenue

Austin 7 corridors

South Congress Avenue · 6th Street · Rainey Street · South Lamar Boulevard · Burnet Road · Guadalupe Street · East Cesar Chavez Street

San Antonio 5 corridors

River Walk · Broadway Street · Commerce Street · Blanco Road · Fredericksburg Road

Fort Worth 5 corridors

Magnolia Avenue · Main Street · Camp Bowie Boulevard · West 7th Street · Exchange Avenue

El Paso 4 corridors

Mesa Street · Stanton Street · Montana Avenue · Zaragoza Road

0Provinces, territories and states we place accounts in
0Every fee on your statement named — or call and we quote on the spot
0What our side costs you — the winning provider pays us, not you
24/7One number for Canada and the US, answered every day of the year
Texas FAQ

Merchant services in Texas, answered

Yes — all 50+ communities listed on this page and everywhere else in Texas. Statement analysis, quoting, onboarding and support all run remotely, so a business in a small town gets the same pricing and the same named contact as one in Austin.

Texas permits credit card surcharging within card-brand limits, so a compliant dual pricing rollout is usually the fastest net saving available to merchants here.

No. CELER Merchants is an independent agent and referral partner. We are not a bank, a processor or an acquirer. We take your statement to the providers we work with, make them compete, and bring you the best deal available for your profile. The provider you choose underwrites and settles the account; we set it up and support it.

Nothing. You pay the provider for processing, exactly as you do now. We are compensated by that provider out of the processing margin, and because we are paid the same way whichever provider you pick, we have no incentive to steer you.

Statement analysis inside 4 hours, quotes back from providers within one to two business days, approval usually same-day, and pre-programmed hardware shipped straight to you. Most merchants are live within 3-5 business days.

Every fee named in 4 hours. Or call now and we quote you on the spot.

Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.