Independent agent — we shop every processor for you. Free statement analysis, usually within 4 hours.
Garland, Texas

Credit card processing in Garland, TX

Garland is a working suburb northeast of Dallas with a strong manufacturing base and many small family businesses, including a large Vietnamese-American business community.

Garland business, from Downtown Garland to Jupiter Road

Manufacturers and industrial suppliers operate along the city's industrial corridors, selling business to business. Restaurants, nail salons, bakeries and markets serve Vietnamese, Latino and other communities.

Many small businesses still take a lot of cash and are moving more sales to cards, which makes equipment terms and simple pricing important.

Business districts: Downtown Garland · Jupiter Road · Walnut Street · Firewheel · Centerville Road · Industrial corridors

Surcharges, discounts and Garland

Garland businesses are subject to Texas law: the credit card surcharge statute was enjoined in 2018 but may still apply in some contexts, and debit surcharges remain banned.

Surcharge law roundup · general guidance only

Which pricing suits nail salons?

Nail salons and bakeries with small tickets should watch per-transaction fees and avoid long equipment leases. Manufacturers should use commercial card data and ACH. Shops moving from cash to cards should compare total monthly cost, not just the rate.

POS for bakeries and pho restaurants, manufacturers and more

Nail salons
Booking, tip handling and tap-to-pay, set up around how nail salons in Garland sell.
Bakeries and pho restaurants
Fast countertop payment and small-ticket pricing, set up around how bakeries and pho restaurants in Garland sell.
Manufacturers
Invoicing with commercial card data, set up around how manufacturers in Garland sell.
Free statement analysis

Send one statement. Every fee named, back, usually within 4 hours.

It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.

Common questions in Garland

Usually not. For nail salons: Leases are often non-cancellable and cost more than buying.

Garland businesses are subject to Texas law: the credit card surcharge statute was enjoined in 2018 but may still apply in some contexts, and debit surcharges remain banned.

Tips are added on the terminal or adjusted before the batch closes, and the card fee applies to the tip too.

Yes. We work with merchants in Walnut Street, Firewheel, Centerville Road and every other part of Garland. For nail salons: You deal with us by phone, email or video call, and a named person stays on the account after setup.