CELER Merchants vs Adyen
CELER Merchants is an independent agent, not a processor: we make the providers we work with compete for your account, and the service costs you $0. Adyen is a payments provider, and it publishes some of its pricing. This page sets out what Adyen says on its own site, where it is strong, and where an agent can help.
What Adyen is
Adyen is a payments platform operated by Adyen N.V., a company registered in the Netherlands, as named in its terms and conditions. It publishes its pricing on a public page. Source: Adyen pricing page, checked 1 Nov 2026.
Where Adyen is strong
- Published structure. Adyen says that for each transaction it charges a fixed processing fee plus a fee determined by the payment method.
- No monthly or setup fees. Its pricing page says it has no monthly fees, set-up fees, integration fees or closure fees, but does have a minimum invoice depending on industry or business model.
- Interchange-based card pricing. The card rows are published as interchange-plus style pricing, which passes the card networks' costs through at cost.
What CELER Merchants is
We do not process payments and we do not hold your money. We read your statement, name every fee (usually within 4 hours), then take your profile to the providers we work with and show you every offer that comes back. You choose. The provider you choose pays us, so the service costs you $0. CELER Merchants is an independent agent and referral partner, not a processor.
| Item | Adyen | CELER Merchants |
|---|---|---|
| Visa and Mastercard (Global row) | $0.13 + Interchange++ + 0.60% | Quoted on your statement by the providers we work with |
| Fees listed as none | Monthly, set-up, integration and closure fees | Quoted on your statement by the providers we work with |
| Minimum invoice | Applies, depending on industry or business model | Quoted on your statement by the providers we work with |
| Who you can compare | One provider: Adyen | Several, from the providers we work with |
| Cost of the service | You pay Adyen's fees | $0 for our service; the provider you choose pays us |
Adyen figures are taken from Adyen pricing page as of 1 Nov 2026. Adyen labels these figures as indicative and invites merchants to get in touch for pricing options. The table is a payment-method list, not an in-person tariff, and the Global row is not tied to a single country. Adyen's minimum invoice may matter for a small merchant. Prices change: check the provider's page and your own agreement before you decide.
Contract and equipment terms
Contract length and PCI fee terms were not published on the Adyen pricing page.
Where an agent can help
- Reading what you pay today. Send a statement and we name every fee and work out your effective rate (total fees divided by total card volume).
- Shopping more than one provider. Adyen will quote you Adyen. We take the same statement to several providers and bring the offers back side by side.
- Negotiating and checking the paper. Rates, monthly fees, equipment terms and exit terms are what we ask for in writing before you sign.
Which fits you?
If Adyen's published pricing and features suit your business, staying can be the right call. Compare the rate you see above with your own effective rate; the published rate is a starting point, not a quote for your account. Our statement analysis does that comparison for you, and the savings calculator gives a first estimate in about a minute. We are happy to tell you when your current pricing is already good.
See also: Adyen alternatives · All processor comparisons · CELER vs Square
All trademarks belong to their owners. CELER Merchants is not affiliated with or endorsed by Adyen. Adyen is a trademark of its owner.
Questions
As published on Adyen's pricing page on 1 Nov 2026, Adyen charges a fixed processing fee plus a fee set by the payment method. The page lists $0.13 + Interchange++ + 0.60% for Visa and Mastercard (Global row) and says there are no monthly, set-up, integration or closure fees, but a minimum invoice applies depending on industry or business model. The figures are indicative; Adyen invites merchants to contact it for pricing.
It depends on your card mix, volume and average ticket. Send a recent statement and we name every fee, usually within 4 hours, then show you the offers providers make for your account. If Adyen is already the better deal for you, we tell you so.
No. CELER Merchants is an independent agent and referral partner. We do not process payments or hold your funds; we compare offers from the providers we work with, and the provider you choose pays us.