Adyen alternatives and what to compare
Looking at Adyen, or looking for a way out of it? This page lists what Adyen publishes, the questions worth asking before you stay or switch, and other providers to compare. It names no winner, because the cheapest provider depends on your own statement.
What Adyen publishes
Adyen publishes visa and mastercard (global row): $0.13 + Interchange++ + 0.60%; fees listed as none: Monthly, set-up, integration and closure fees; minimum invoice: Applies, depending on industry or business model (Adyen pricing page, 1 Nov 2026). Contract length and PCI fee terms were not published on the Adyen pricing page.
Adyen is a payments platform operated by Adyen N.V., a company registered in the Netherlands, as named in its terms and conditions. It publishes its pricing on a public page. Source: Adyen pricing page, checked 1 Nov 2026.
Questions to ask Adyen first
Whether you stay or move, get these in writing:
- The minimum invoice amount for your business type, since a small merchant may pay it every month.
- The exact card rates for your country and channel, in writing.
- Whether Adyen accepts a business of your size and how onboarding works.
Other providers to compare
Each of these has its own page showing what the provider publishes on its own site and what it does not.
- PayPal, Braintree and Zettle. Publishes US and Canadian fee pages. Zettle is now PayPal Point of Sale in the US; Braintree is now PayPal Enterprise Payments.
- Global Payments. Publicly listed payments company (NYSE: GPN) that completed its Worldpay acquisition in January 2026. Publishes POS plan prices from $0 a month.
- Elavon. Wholly owned subsidiary of U.S. Bank. Publishes starting in-person and online rates and lists $0 annual, batch and cancellation fees.
- Shift4. Publicly listed (NYSE: FOUR) payments company focused on restaurants, hotels, gaming, sports and travel. No rates published on pages we read.
The full list, including Square, Clover, Toast, Stripe, Helcim and Stax, is on the processor comparisons page.
Comparing with an agent instead of picking one
Moving from one provider to another by yourself means collecting quotes from each and reading every contract. CELER Merchants is an independent agent, not a processor: you send one statement, we name every fee, and we bring back offers from the providers we work with. The service costs you $0 because the provider you choose pays us. Start with the statement analysis or the savings calculator, and see CELER Merchants vs Adyen for the direct comparison.
All trademarks belong to their owners. CELER Merchants is not affiliated with or endorsed by Adyen. Adyen is a trademark of its owner.
Questions
Other providers on our list include PayPal, Braintree and Zettle, Global Payments, Elavon, Shift4. Each has its own page showing what it publishes. The better question is which one is cheaper for your account, which depends on your card mix and volume, and which a statement analysis answers.
No. A statement analysis does not commit you to anything. Read your current agreement first for its term, renewal and early termination rules, and do not cancel until a replacement is approved and ready.
The minimum invoice amount for your business type, since a small merchant may pay it every month; The exact card rates for your country and channel, in writing; Whether Adyen accepts a business of your size and how onboarding works.