Credit card processing in Oakland, CA
Oakland's small businesses are fiercely independent, from Temescal cafes to Chinatown markets and Fruitvale taquerias, and the Port of Oakland drives a large warehousing and trucking trade.
Oakland business, from Uptown to Temescal
Uptown and Jack London Square hold restaurants, bars and venues, and Rockridge and Temescal carry cafes and boutiques. Chinatown and Fruitvale serve Chinese and Latino communities.
Many customers pay by tap, but some markets still see a lot of cash. The port supports logistics and customs businesses that sell to other companies.
Business districts: Uptown · Temescal · Rockridge · Jack London Square · Chinatown · Fruitvale
Card fees in Oakland, legally
Oakland businesses follow California law: the Attorney General generally applies Italian Colors, which limits the old surcharge ban, and SB 478 requires any unavoidable fee to be in the advertised price.
Full state rules and sources · general guidance only
Which pricing suits Uptown restaurants and bars?
Restaurants and cafes should look at interchange-plus and per-transaction fees rather than add a fee that SB 478 would require in the menu price. Port businesses should use ACH and commercial card data. Markets with debit and EBT customers overpay on flat rates.
POS for Chinatown and Fruitvale markets, port logistics companies and more
- Uptown restaurants and bars
- Tab management, tip adjustment and correct fee disclosure.
- Chinatown and Fruitvale markets
- Fast lanes, EBT support and multilingual screens, set up around how Chinatown and Fruitvale markets in Oakland sell.
- Port logistics companies
- Invoicing and ACH, set up around how port logistics companies in Oakland sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Asked by Oakland merchants
Oakland businesses follow California law: the Attorney General generally applies Italian Colors, which limits the old surcharge ban, and SB 478 requires any unavoidable fee to be in the advertised price.
No. EBT and debit can never be surcharged.
Look at per-transaction costs and small-ticket programs.
Yes. We work with merchants in Rockridge, Jack London Square, Chinatown and every other part of Oakland. For Uptown restaurants and bars: You deal with us by phone, email or video call, and a named person stays on the account after setup.