Merchant services across California
CELER Merchants is an independent agent. We shop every processor we work with against your statement and bring you the best deal available to a business in California — then set it up and stay on it.
- ✓ 70 communities served
- ✓ USD settlement
- ✓ Open 24/7
California's disclosure rules shape exactly how a surcharge may be presented, and the state's mobile-first service economy usually needs tap to pay on phone more than countertop hardware.
One statement, every provider shopped
A processor's rep can only sell you their product. We are not tied to one bank, one platform or one price book.
Send us a recent statement. We read every line, work out your true effective rate, then take your profile to the processors, acquirers, gateways and POS vendors we work with and make them compete for it. You see what came back, including the deals we did not recommend and why.
If your current pricing is already good, we say so in writing and you keep the analysis. That happens on roughly one statement in eight.
What a California account includes
- Free statement analysis, every fee labelled, back within 4 hours
- Quotes gathered from multiple providers, not one price book
- Pricing structured to your card mix — interchange-plus, flat rate or compliant dual pricing
- POS and terminals programmed before they ship
- Next-business-day funding in USD
- PCI compliance completed with you at no charge
- Documented exit fees covered up to $1,000
- A named human on your account, reachable any hour
Communities we serve across California
Onboarding, analysis and support run remotely, so where you are does not change what you get.
Los Angeles · San Diego · San Jose · San Francisco · Fresno · Sacramento · Long Beach · Oakland · Bakersfield · Anaheim · Santa Ana · Riverside · Stockton · Irvine · Chula Vista · Fremont · San Bernardino · Modesto · Fontana · Oxnard · Moreno Valley · Huntington Beach · Glendale · Santa Clarita · Garden Grove · Oceanside · Rancho Cucamonga · Santa Rosa · Ontario · Elk Grove · Corona · Lancaster · Palmdale · Salinas · Hayward · Pomona · Escondido · Sunnyvale · Torrance · Pasadena · Orange · Fullerton · Roseville · Visalia · Concord · Thousand Oaks · Simi Valley · Santa Clara · Victorville · Berkeley · Vallejo · Fairfield · El Monte · Carlsbad · Temecula · Palm Springs · Napa · Santa Barbara · San Luis Obispo · Redding · Chico · Eureka · Monterey · Ventura · Burbank · Beverly Hills · Santa Monica · West Hollywood · Culver City · Redondo Beach
Not listed? We serve every community in California. Tell us where you are.
Commercial corridors we cover in California
The high streets, main streets and business districts where California merchants actually trade. If your shop is on one of them — or on any other street in the province or state — we can quote you.
Los Angeles 14 corridors
Rodeo Drive · Melrose Avenue · Sunset Boulevard · Abbot Kinney Boulevard · Ventura Boulevard · Hollywood Boulevard · Wilshire Boulevard · Larchmont Boulevard · Colorado Boulevard · Third Street Promenade · Fairfax Avenue · Beverly Boulevard · Olvera Street · Broadway
San Francisco 12 corridors
Market Street · Union Square · Valencia Street · Hayes Street · Chestnut Street · Fillmore Street · Union Street · Clement Street · Irving Street · Mission Street · Columbus Avenue · Grant Avenue
San Diego 7 corridors
Fifth Avenue · Prospect Street · Newport Avenue · Adams Avenue · 30th Street · India Street · Garnet Avenue
Sacramento 6 corridors
K Street · J Street · Franklin Boulevard · Fair Oaks Boulevard · Broadway · Folsom Boulevard
San Jose 5 corridors
Santana Row · South First Street · The Alameda · Stevens Creek Boulevard · Lincoln Avenue
Long Beach 4 corridors
Pine Avenue · 2nd Street · 4th Street · Atlantic Avenue
Palm Springs 3 corridors
Palm Canyon Drive · Indian Canyon Drive · Tahquitz Canyon Way
Industries we support in California
Merchant services in California, answered
Yes — all 70+ communities listed on this page and everywhere else in California. Statement analysis, quoting, onboarding and support all run remotely, so a business in a small town gets the same pricing and the same named contact as one in Sacramento.
California's disclosure rules shape exactly how a surcharge may be presented, and the state's mobile-first service economy usually needs tap to pay on phone more than countertop hardware.
No. CELER Merchants is an independent agent and referral partner. We are not a bank, a processor or an acquirer. We take your statement to the providers we work with, make them compete, and bring you the best deal available for your profile. The provider you choose underwrites and settles the account; we set it up and support it.
Nothing. You pay the provider for processing, exactly as you do now. We are compensated by that provider out of the processing margin, and because we are paid the same way whichever provider you pick, we have no incentive to steer you.
Statement analysis inside 4 hours, quotes back from providers within one to two business days, approval usually same-day, and pre-programmed hardware shipped straight to you. Most merchants are live within 3-5 business days.
Every fee named in 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.