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Sacramento, California

Credit card processing in Sacramento, CA

Sacramento is California's capital, with a large public workforce, lobbyists and associations, and a restaurant scene that markets itself around the farms of the surrounding valley.

Sacramento business, from Midtown to Downtown / Golden 1 Center

Downtown and Midtown serve state workers at lunch and a busy evening dining and bar crowd. The arena district adds event peaks.

Associations and nonprofits based near the Capitol take dues and donations online, and suburbs such as Elk Grove and Roseville have fast-growing retail and home-service businesses.

Business districts: Midtown · Downtown / Golden 1 Center · Old Sacramento · East Sacramento · R Street corridor · Land Park

Commercial corridors: K Street · J Street · Franklin Boulevard · Fair Oaks Boulevard · Broadway · Folsom Boulevard

Can you add a card fee in Sacramento?

Sacramento businesses follow California rules: Italian Colors limits enforcement of the old surcharge ban according to the Attorney General, and SB 478 puts unavoidable fees into the advertised price.

Surcharge laws in every state · general guidance only

Which pricing suits Midtown restaurants?

Midtown restaurants that want to recover card costs should treat any mandatory fee as part of the menu price under SB 478. Associations should use interchange-plus and ACH for dues. Vendors to state agencies should pass Level 2 and Level 3 data.

POS for associations and nonprofits, state government vendors and more

Midtown restaurants
Pay-at-table, tip adjustment and correct menu disclosures, set up around how Midtown restaurants in Sacramento sell.
Associations and nonprofits
Recurring dues, donations and ACH, set up around how associations and nonprofits in Sacramento sell.
State government vendors
Invoicing with Level 3 data, set up around how state government vendors in Sacramento sell.
Free statement analysis

Send one statement. Every fee named, back, usually within 4 hours.

It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.

You asked, Sacramento edition

Sacramento businesses follow California rules: Italian Colors limits enforcement of the old surcharge ban according to the Attorney General, and SB 478 puts unavoidable fees into the advertised price.

For associations and nonprofits: Send Level 2 or Level 3 data with purchasing card payments.

Interchange-plus with stored-credential rules and an ACH option.

Yes. We work with merchants in Old Sacramento, East Sacramento, R Street corridor and every other part of Sacramento. For Midtown restaurants: Statement review, quoting and setup run remotely; you never need to leave the shop.