Car Dealerships guide

Deposits and down payments

Deposits hold a vehicle, and down payments can be large. Put deposit terms in writing. Many dealers set their own limit on card down payments because of cost; that is your policy, and it should be applied consistently.

Service and parts

Service departments see steady card volume. Integrated dealer software and text-to-pay reduce keyed transactions.

Multiple departments

Sales, service, parts and body shop often run separate accounts. Consolidating fees or negotiating them together avoids paying junk fees several times.

High-value fraud

Big-ticket card payments attract fraud. Verify ID and use address verification on remote payments.