Credit card processing in Jersey City, NJ
Jersey City faces Manhattan across the Hudson, with financial offices on its waterfront, commuters on the PATH, and Journal Square and India Square full of family businesses.
Jersey City business, from Exchange Place to Newport
The waterfront around Exchange Place and Newport holds offices, apartments and restaurants. India Square on Newark Avenue has Indian restaurants, sweet shops and markets.
Downtown and the Heights have independent bars and cafes serving young professionals who pay by phone.
Business districts: Exchange Place · Newport · India Square (Newark Avenue) · Journal Square · Downtown / Grove Street · The Heights
Commercial corridors: Newark Avenue · Grove Street · Central Avenue · Journal Square
Jersey City rules on surcharges and discounts
Jersey City merchants follow New Jersey's surcharge law: a credit card surcharge may not exceed your actual processing cost and must be disclosed before the charge at entry, checkout and, for restaurants, on the menu.
Surcharge law roundup · information, not legal advice
Which pricing suits waterfront restaurants?
Waterfront restaurants with corporate cards benefit from interchange-plus. India Square markets with small tickets need low per-transaction fees. Any surcharge must be capped at cost.
POS for India Square sweet shops and markets, downtown cafes and more
- Waterfront restaurants
- Tip adjustment and corporate invoicing, set up around how waterfront restaurants in Jersey City sell.
- India Square sweet shops and markets
- Fast payment and small-ticket pricing, set up around how India Square sweet shops and markets in Jersey City sell.
- Downtown cafes
- Tap-to-pay and mobile ordering, set up around how downtown cafes in Jersey City sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
Questions from Jersey City businesses
At your actual processing cost; disclosure is required before the charge.
For India Square sweet shops and markets: Low per-transaction fees.
Restaurants must disclose on the menu and in the service area.
Contactless and mobile ordering.