Credit card processing in Newark, NJ
Newark's port and airport make it a logistics hub, and the Ironbound's Portuguese, Brazilian and Spanish restaurants draw diners from across the region, all under New Jersey's surcharge disclosure law.
Newark business, from Ironbound to Downtown Newark
Port Newark and the airport support freight, warehousing and customs businesses. Downtown holds offices, the arena and universities.
The Ironbound's restaurants and bakeries serve both locals and visitors, and many owners speak Portuguese or Spanish first.
Business districts: Ironbound · Downtown Newark · Broad Street · University Heights · Port Newark area · Four Corners
Commercial corridors: Main Street · Elkton Road · Ogletown Road
Before you add a card fee in Newark
Newark businesses may surcharge credit cards only up to their actual processing cost, and must disclose it before the customer is charged, including on restaurant menus and in the service area, under N.J.S.A. 56:8-156.1.
Full state rules and sources · general information, not legal advice
Which pricing suits Ironbound restaurants?
Ironbound restaurants that surcharge must update menus and cap the fee at cost. Logistics firms should use ACH and Level 2 data. Arena-area bars need peak capacity.
POS for port logistics firms, Arena-area bars and more
- Ironbound restaurants
- Menu disclosures, tip adjustment and fee capped at cost.
- Port logistics firms
- Invoicing and ACH, set up around how port logistics firms in Newark sell.
- Arena-area bars
- Tabs and event capacity, set up around how Arena-area bars in Newark sell.
Send one statement. Every fee named, back, usually within 4 hours.
It is free, there is nothing to sign and nothing to cancel. We read your current merchant statement line by line, name every fee on it — including the ones buried in the fee schedule — work out your true effective rate, and send the written analysis back, usually within 4 hours. Do not want to wait? Call 1-888-705-7896 and we will read your statement with you on the call in about 5 minutes.
What Newark owners ask us
Yes. New Jersey requires disclosure in the service area and on the menu before the customer incurs the charge.
No more than your actual processing cost, and within Visa's 3%.
For Arena-area bars: ACH and Level 2 data.
Our pages are in English and Spanish; ask about language options when you call.