Online & eCommerce
13 guides written so a business owner can act on them, not so a processor looks good.
Google Universal Cart: What Wallet Payments Cost
Google's new shopping cart checks out with Google Pay. Wallet payments feel different to the shopper, but they still land on your processing statement.
5 min read Online & eCommerceKeyed-In Card Payments: What to Check
Card-not-present payments usually cost more. Some of yours may not need to be card not present at all.
6 min read Online & eCommerceCard-on-File Rules: Visa Stored Credential Requirements
Saving a card is easy. Visa's rules set out what the customer must agree to first, and what you must do when a stored-card charge is declined.
8 min read Online & eCommercePay by Link: How Payment Links Work, Fees and Fraud
A payment link is a hosted checkout page sent by text or email. How to price it, secure it and keep customers from being phished.
10 min read Online & eCommerceMulti-Currency Pricing vs DCC: Selling in Foreign Currencies
Charge in your currency, price in theirs, or convert at the till. Each option carries its own card rules and its own paperwork.
8 min read Online & eCommerceRecovering Failed Payments: A Practical System
Card network rules decide which declines you may retry and how often. Build your recovery process around them.
7 min read Online & eCommerceSubscription Billing: The Rules Behind Recurring Charges
Most of what a subscription business is expected to do is written down, in two documents, in plain sentences.
10 min read Online & eCommerceTokenisation and PCI Scope: What Tokens Do and Do Not Do
Tokens can take systems out of scope. They do not take you out of PCI DSS.
8 min read Online & eCommerce3D Secure 2 (Visa Secure): How EMV 3DS Works
EMV 3-D Secure lets the issuer check the shopper before authorization. Here is how the flow works and what Visa's rules attach to the result.
7 min read Online & eCommerceAuthorisation Rates: What You Control in the Request
The issuer decides. The request you send is the part you own.
8 min read Online & eCommerceSetting Up Payments on WooCommerce Properly
On a hosted platform the checkout is chosen for you. On WooCommerce you choose it, and the PCI consequences follow.
8 min read Online & eCommerceShopify Payment Options: What the Alternatives Actually Cost
Two numbers decide this, and only one of them is on the processor's quote.
8 min read Online & eCommercePayment Gateway vs Payment Processor: What Is the Difference?
Two jobs that are often sold as one. Knowing which company holds your card data and your contract makes switching far easier.
8 min readEvery fee named, usually within 4 hours. Or call now and we quote you on the spot.
Everyone else in this industry says twenty-four hours. We say four — and if that is still too slow, pick up the phone and get your numbers while you are on the call. No contract, nothing to cancel, no pressure.