Chase alternatives and what to compare
Looking at Chase Payment Solutions, or looking for a way out of it? This page lists what Chase publishes, the questions worth asking before you stay or switch, and other providers to compare. It names no winner, because the cheapest provider depends on your own statement.
What Chase publishes
Chase publishes in person (tap, dip or swipe): 2.6% + 10¢; keyed-in transactions or payment links: 3.5% + 10¢; e-commerce: 2.9% + 25¢ (Chase merchant fees page, 1 Nov 2026). Contract length, early termination, equipment lease and PCI fee terms were not published on the Chase pages we read.
Chase Payment Solutions is the merchant-services offering of JPMorgan Chase. Chase's fees page states that merchant services are provided by Paymentech, LLC and/or other subsidiaries of JPMorgan Chase Bank, N.A. Source: Chase merchant fees page, checked 1 Nov 2026.
Questions to ask Chase first
Whether you stay or move, get these in writing:
- Which pricing plan the 2.6% + 10¢ rate belongs to and whether a monthly fee applies to it.
- Whether custom interchange-based pricing is available at your volume, and the markup in writing.
- Early termination, equipment lease and PCI fee terms before you sign.
Other providers to compare
Each of these has its own page showing what the provider publishes on its own site and what it does not.
- Elavon. Wholly owned subsidiary of U.S. Bank. Publishes starting in-person and online rates and lists $0 annual, batch and cancellation fees.
- Global Payments. Publicly listed payments company (NYSE: GPN) that completed its Worldpay acquisition in January 2026. Publishes POS plan prices from $0 a month.
- Fiserv. Financial-technology company that markets the Clover point-of-sale and payments system. No processing rates published on its own pages.
- Worldpay. Payments company now part of Global Payments. Sells POS, terminals and a surcharging program; no rates published on its small-business page.
The full list, including Square, Clover, Toast, Stripe, Helcim and Stax, is on the processor comparisons page.
Comparing with an agent instead of picking one
Moving from one provider to another by yourself means collecting quotes from each and reading every contract. CELER Merchants is an independent agent, not a processor: you send one statement, we name every fee, and we bring back offers from the providers we work with. The service costs you $0 because the provider you choose pays us. Start with the statement analysis or the savings calculator, and see CELER Merchants vs Chase for the direct comparison.
All trademarks belong to their owners. CELER Merchants is not affiliated with or endorsed by Chase Payment Solutions or JPMorgan Chase. Chase Payment Solutions is a registered trademark of JPMorgan Chase Bank, N.A. used by its subsidiaries.
Questions
Other providers on our list include Elavon, Global Payments, Fiserv, Worldpay. Each has its own page showing what it publishes. The better question is which one is cheaper for your account, which depends on your card mix and volume, and which a statement analysis answers.
No. A statement analysis does not commit you to anything. Read your current agreement first for its term, renewal and early termination rules, and do not cancel until a replacement is approved and ready.
Which pricing plan the 2.6% + 10¢ rate belongs to and whether a monthly fee applies to it; Whether custom interchange-based pricing is available at your volume, and the markup in writing; Early termination, equipment lease and PCI fee terms before you sign.